If an employee suffers an illness or an injury while on the job, workers’ compensation will help make sure their expenses are covered. Based in Geneseo, NY, Chanler Agency provides everything from workers’ compensation to auto insurance. This family-owned insurance agency has been in operation since 1973, and they are committed to providing you with the best policies at the most affordable rates.   

These insurance experts say workers’ compensation insurance can protect your employees during times of unexpected hardship. It's important to understand the ins and outs of this type of insurance coverage. 

FAQs Regarding Workers’ Compensation in New York

Does Workers’ Compensation Cover All Disabilities?

No. Workers’ compensation covers only those disabilities related to accidental injuries obtained on the job. In the case of disease or illness, only those conditions that are occupational in nature are covered. 

What Happens If A Worker Suffers An Injury But Fails To File A Workers’ Compensation Claim?

If a worker fails to file a claim, they may lose their rights to benefits or medical care. 

When Filing A Workers’ Compensation Claim, Is It Necessary To Hire A Lawyer?

While the assistance of an attorney may be helpful if the claim is complicated, it's not necessary for a worker filing a claim to hire a lawyer. If an attorney hasn't been retained, workers’ compensation law judges will provide assistance. 

How Much Is The Weekly Cash Benefit For Temporary Total Disability?

The weekly cash benefit is equal to two-thirds of a worker's average weekly wage in the year preceding their claim. However, it may not exceed the legal maximum in effect at the time of the claim. 

Whether you're seeking auto insurance for your car or workers’ compensation to protect your business and your employees, contact the experts at Chanler Agency. These insurance specialists will develop customized solutions to meet your needs. Learn about New York auto insurance, workers compensation insurance, and more by calling (585) 243-5520, or visit Chanler Agency online.