Not all insurance companies are created equal, so when you need home insurance, it makes sense to shop around to find the right policy from the right provider. Charles Adams Insurance Agency, the most trusted and reliable home and auto insurance specialists in Ashland, KY, have been serving Boyd County residents for over 100 years. They represent numerous nationally recognized insurance companies, and their trained experts will help you find coverage that meets your needs and fits your budget.

To choose the right home insurance provider, consider the following suggestions:

• Look For Variety: Choose an insurance company that offers a variety of policy types. This will make sure you have enough home insurance choices to find the right one for you, whether you need bare bones coverage, a basic policy that covers named disasters, or a special policy that protects against all perils. A reputable insurer like Charles Adams Insurance Agency can even provide coverage for mobile homes and older residences, as well as renter and condo coverage.
• Look For Adaptability: Don't buy insurance coverage "off the rack." Look for an agency that can tailor a policy to meet your particular needs. Don't pay for coverage you don't want, and don't neglect coverage you desire just because it doesn't come as part of the home insurance provider's package plan. Charles Adams Insurance Agency will help you craft a policy that covers your needs exactly.
• Look For Discounts: Look for a home insurance company that offers discounts for burglary alarm systems, deadbolt locks, modern heating and electrical systems, and interior fire protection. Check for discounts if your stairs, walkways, driveways, and entryways are in good condition. Lastly, location discounts are often available for homes situated near a fire hydrant, fire department, or police department branch.  

Charles Adams Insurance Agency, the premier home and auto insurance company in Ashland, KY, has the freedom and flexibility to search their network and shape a policy to fit your precise needs at a price you can afford. Visit them online or call (606) 325-9709 to speak to a friendly expert about your home insurance needs.