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Recreational vehicles are a great way to explore the open road while still being able to have all the comforts and conveniences of home. However, before you can start your journey, you must secure the proper RV insurance. K.L. Smith Agency LLC offers Connecticut residents a variety of insurance products to fit all their lifestyle needs. When it comes to protecting an RV investment, the company takes special care to explain to their clients how vital it is to have the right insurance policy. Whether owned or rented, every RV that’s driven must be insured according to its unique needs.

Your car insurance can’t provide the type of coverage you need on your RV, making it essential to sign up for a separate policy for the following reasons:

  • Provides Coverage For Accidents: Since people tend to take their RVs out on the road for long periods of time, this increases their chances of being involved in an accident. RV insurance will be necessary to cover any damages and injuries in the event of a crash. 
  • RV insuranceCovers Property Theft & Damage: Since an RV is often treated like a second home, it’s likely to hold many personal belongings. RV insurance will help replace your items if anything is stolen or irreparably damaged.
  • Provides Coverage For Liability: Just as with a homeowners insurance policy, RV insurance covers liability for any injuries that may occur in or around your recreational vehicle. This ensures that you are not financially responsible for paying medical bills or legal fees out of your own pocket.

If you’re getting ready to take your recreational vehicle out on an adventure, make certain you have sufficient RV insurance first. Contact K.L. Smith Agency LLC at (860) 423-9394, or visit them online for more information about their insurance products and services.

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