Perhaps you let your car or motorcycle insurance lapse, were caught driving under the influence, or accrued too many moving violations. In such cases, the state of Nebraska requires SR-22 insurance and a Certificate of Financial Responsibility. Accredited Insurance Group, Omaha, NE's premier affordable insurance agency, wants you to understand what SR-22 insurance is, why it's required, and how it can get you back on the road legally. Accredited Insurance Group has spent decades helping customers throughout Douglas County and eastern Nebraska acquire the coverage they need at rates they can afford.

What Is SR-22 Insurance?

SR-22 insurance is a certificate filed by your insurance agency to verify that you are maintaining adequate vehicle liability insurance and you are current with your premium payments.

Who Needs SR-22 Insurance?

To regain driving privileges, an SR-22 filing is required by the Nebraska Department of Motor Vehicles for people who have had their license revoked after a court conviction or have accumulated too many points on their driving record. If you have been in an accident or were caught driving without a license or without car or motorcycle insurance, you may also have to file an SR-22.

How Do You Get An SR-22?

Only a registered car or motorcycle insurance provider can file an SR-22 bond, and to get one, you will have to insure every car you own with the minimum state-required liability coverage. Most insurance agencies charge $15 to $25 to file the form but consider those who require it to be risky drivers. This may raise your premium rate.

Accredited Insurance Group, the most experienced independent insurance agency in Omaha, NE, has spent over 25 years helping local residents craft policies that meet their lifestyle needs and fit their budget. They specialize in auto, home, renters, boat, and classic car insurance, and can even fashion a custom policy for Uber and Lyft drivers. Visit them online, or call (402) 334-1780 to speak to a friendly, knowledgeable representative about your car, motorcycle, or SR-22 insurance needs.