If you're considering applying for Social Security Disability, or you have recently been approved for SSDI, you may be wondering what your benefits consist of. Attorney David Schmidt of Woodlawn Law Offices has three decades of experience as a disability lawyer, helping clients throughout the O'Fallon, Missouri, area receive the benefits they need to lead stable, productive lives. He understands SSDI is a new world for many people to navigate, and he is committed to demystifying the process and empowering his clients with the information they require.

Attorney Schmidt of Woodlawn Law Offices shares three of the benefits Social Security Disability provides: 

• Regular Payments: After being approved, you will receive regular monthly payments from Social Security. The precise dollar amount differs from person to person; it is decided based upon your work history and other factors through a complex system of "points." The amount may go up annually to adjust for general national increases in the cost of living, but this raise is not guaranteed.
• Insurance: Once you have been on Social Security Disability for a certain period of time, you are automatically enrolled in Medicare. You cannot opt out of this benefit. Medicare covers about 80% of your medical costs, and you'll be responsible for either paying the remaining 20% yourself or purchasing supplemental insurance. Many people on SSDI qualify for local or state supplemental insurance with little or no cost to them. Your attorney at Woodlawn Law Offices will help you explore your options when it comes to Medicare and supplemental insurance.
• Back Payment: In many cases, those newly on SSDI will receive a lump sum of money once their applications have been approved. This sum is back payment for the money you are owed from the time Social Security considers the starting date of your disability. For instance, if you became disabled on January 1, but your application wasn't approved until September 1, you will receive a back payment lump sum of nine months' worth of benefits. Attorney Schmidt will work with you to understand this aspect of Social Security Disability.

Call Woodlawn Law Offices at (636) 240-6667 to schedule a consultation with a Social Security Disability attorney. You can also visit the firm online to learn about the other specialized practice areas. SSDI is a helpful program, which can allow you the resources to live your life without fear of financial hardship; find out if you qualify by starting the application process with Woodlawn Law Offices today.