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Filing an insurance claim seems like it should be a fairly straightforward process, but how you go about it can majorly affect your final settlement—or whether your claim is accepted at all. Arndt Buswell & Thorn S.C., a firm of personal injury lawyers serving western and central Wisconsin, has some tips for making sure your insurance claim process is as smooth as possible.

When Filing An Insurance Claim, Make Sure You:

  • Record The Details: Keep detailed records of all your conversations with the insurance company, including the full title, name, and office extension of everyone you talk to, along with what they said.
  • Get Proof: As soon as you can, take photographs of your vehicle or property if anything was damaged. If you were hurt, you should also take pictures of your injuries, too.
  • Be Honest: Give an honest account of the accident to the insurance adjuster, even if it means you receive a lower offer. The penalties associated with lying to your insurance company can be severe.

When Filing A Claim, You Shouldn’t:

  • Insurance ClaimsSettle For Low-Ball Offers: Don’t automatically accept the settlement your insurance adjuster offers, which may not adequately cover your damages. It's in their best interest to give you as little as possible, so their initial estimate may be low.
  • Procrastinate: Most insurance policies have strict time limits that can cause your insurance claim to be rejected, no matter how clear-cut your case may be. You need to file before your claim expires, so you shouldn’t procrastinate.
  • Negotiate Without Legal Aid: You shouldn’t try to negotiate without legal representation if your injuries are severe. A skilled personal injury lawyer will have the expertise to help you collect compensation that will cover your damages.

Since 1991, the attorneys at Arndt Buswell & Thorn S.C. have been helping injured people in Wisconsin navigate the complexities of the legal system. Visit their website to learn more about how they can help you, or call (608) 269-1200 to schedule a consultation in Sparta. If you need help filing an insurance claim in Bangor, call (608) 486-2324 today.

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