Over the past few years—and indeed in years prior—the financial burden of debt has had a heavy impact on the lives of many Americans. For New Yorkers, the cost of keeping up with the piles of bills, all while trying to provide for a family, has also served as an increasing concern. Yet, you should never have to wait for financial distress to hinder your personal goals. Solutions exist to offer you help, with one of New York's best being We The People of NY, a wonderful way to find both relief and a personal representative to help you work towards being debt-free.

While some people may believe that filing for bankruptcy produces crippling effects and undue stress, this is, in most cases, simply not true. Filing for bankruptcy can restore the freedom to effectively manage you own assets, all without falling subject to bill collectors and withholding income.

We The People of NY is a debt relief agency, helping people file for relief under the Bankruptcy code, whether that be credit card debt, medical bills, unmanagable debts due to loans, or anything else. The hassle of arranging endless paperwork and organizing your alternatives are also made simple with convenient and affordable assistance in filing for bankruptcy.

For most people, one of the most difficult decisions in the debt world is knowing whether or not filing for bankruptcy will be the best solution for you. In fact, bankruptcy laws have been designed to protect debtors in the midst of stressful economic times. For those who do not have the ability to pay back existing debt, bankruptcy can serve as a well-deserved fresh start.

According to a Huffington Post article in 2012, "More than one million people file for personal bankruptcy every year." Now more than ever, New Yorkers are seeking a safe way to protect their assets while ensuring the financial success of their families.

Things You Should Know About Bankruptcy

Bankruptcy laws vary in each state; every one has exemptions. These serve to protect specific assets including household goods, clothing, money in qualified retirement plans, automobiles and your home.

Essentially, a bankruptcy discharge can release you from personal liability for certain types of debt, and, as the debtor, you will no longer be liable for repayment of those debts. Bankruptcy discharges are a permanent order prohibiting creditors from taking actions for debt collection. This can also eliminate legal action and communications with the debtor including hassling telephone calls, letters and personal contacts.

Filing for bankruptcy can be done with or without an attorney, commonly known as pro se.

We The People of NY are Bankruptcy Petition Preparers, and serve as an alternative to hiring a costly lawyer. The Bankruptcy Petition Preparer will provide you will general resource materials outlining standards and procedures. However, you should keep in mind that under the law, a Bankruptcy Petition Preparer cannot offer legal advice.

We The People of NY helps those seeking a debt-free solution file for bankruptcy relief, simplifying the process and walking you step-by-step through it. For more information and resources about filing for bankruptcy, visit We The People of NY.