Long afternoons on the water is one of summer’s greatest pleasures, but if you're planning on pulling that boat out of storage or buying one, you'll need a comprehensive boat insurance policy that fully protects you against damage and liability. K.L. Smith Agency LLC, an insurance agency with over 60 years of experience working with Connecticut boat owners, has an extensive range of policies available, along with the expertise they need to ensure you get the coverage you need at rates you can afford.

You may think that getting an endorsement added to your homeowner's insurance policy will suffice, but this approach can actually leave you exposed to significant risk. At K.L. Smith Agency, you'll get a boat insurance policy that covers the full value of your valuable water craft, along with liability limits, that protect you against the most common threats, like:

• Damaged Caused by Uninsured Boaters
• Total Losses
• Physical Damage
• Medical Expenses Arising From Injuries

Your boat insurance policy may also include emergency assistance towing as well as coverage for the personal possessions you may have on board. They know that no two boaters are in the same financial situation or have the same priorities, which is why they carefully select the options you want while making sure you don't pay for insurance you don't need. With the peace of mind that comes from knowing you're protected, you can enjoy your time on the water more than ever.

As one of the area's most established and respected independent insurance agencies, K.L. Smith Agency LLC works with many of the country's leading carriers. Not only does this give their clients peace of mind and a high standard of customer service, but it also gives them the ability to comparison shop products from different companies to find the one that's best for you. Visit their website to see their comprehensive list of insurance options, or get boat or car insurance quotes over the phone at (860) 423-9294 today.