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You work hard to take care of your family while you're here, but have you done everything you can to ensure they're financially secure after you're gone? Life insurance is the vehicle through which you make certain your loved ones don't have to deal with a financial crisis while mourning your loss. Unfortunately, many people put off buying it until it's too late. Mutual Underwriters, one of Hawaii's most trusted insurance agencies, encourages everyone to purchase life insurance as soon as possible.

If you think you can wait to purchase life insurance, here are three reasons why you should buy now:

  • Your Employer-Provided Policy Is Likely Insufficient: Many full-time employees get some form of life insurance through their employers, but these policies typically only pay one or two times your annual salary. If you have children and a spouse to support, you'll want a policy that provides at least seven times your income.
  • insuranceIt's Inexpensive: Many people who've never had or shopped for life insurance often think it's more expensive than it actually is. Considering the benefits it provides to those you leave behind, an insurance policy is a very sound investment.
  • Prices Will Only Go Up: In general, the younger you are when you purchase your policy, the lower the premiums will be. The longer you wait, the more you'll end up paying when you do decide to sign up.

Since 1958, Mutual Underwriters has provided Hawaiians with all the insurance they need, from auto insurance policies to life and business policies. This agency combines cutting-edge technology with old-fashioned customer service, so they’re able to offer every client efficient, personalized service with an insurance policy tailored to their needs. With locations in Honolulu, Waipahu, Maui, Kona, and Hilo, they're available to help wherever you may be.

Visit Mutual Underwriters online to learn more about their history, see their list of services, and locate your nearest location today. You can also call their Honolulu office at (808) 532-2888.

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