If you have had your driving privileges revoked or have failed to maintain adequate car insurance on your vehicle, the state of Ohio requires submission of an SR-22 bond before you can get back on the road. 1st Choice Insurance, the most trusted and experienced seller of SR-22 insurance in Fairfield, OH, wants you to understand what the SR-22 is, how it works, and why you need it. 1st Choice Insurance specializes in cheap car insurance, motorcycle insurance, and high-risk insurance, so they have the experience and expertise to design a policy that meets your needs and fits within your budget. Their goal is to get you back behind the wheel as soon as possible.

Here are some of the most important things you should know about SR-22 insurance:

• What Is The SR-22? It is a certificate of financial responsibility filed by your insurance company confirming that you have an active insurance policy that meets Ohio's minimum liability requirements.
• Why Do You Need The SR-22? If you have been convicted of driving under the influence, driving while intoxicated, driving without a license, or driving an uninsured vehicle (or other serious moving violation), you will probably have to file an SR-22 before you can legally operate a vehicle in Ohio.
• What Does The SR-22 Cost? Prices vary, though most insurers charge a processing fee of $15 to $25. However, your insurance rates may increase because you are an at-risk driver.
• How Long Is The SR-22 In Force? SR-22 duration varies by the violation. For instance, after a DUI conviction, you must maintain (and prove) adequate insurance for five years after your license reinstatement. Less serious violations may require only two or three years.

1st Choice Insurance, the premier SR-22 insurance broker in Fairfield, OH, offers cheap car insurance policies customized to meet your individual needs, and they charge only $10 to file an SR-22 bond (a savings of up to 38%). If you are a young or suspended driver, visit their website to learn about their services, or call (513) 860-0666 to speak with a friendly and knowledgeable representative.