West Valley City, Utah
2592 S 5600 W, Ste 104
West Valley City, UT 84120
(801) 335-4389
Life has a way of throwing unexpected things our way, so it's important to have financial options you can turn to. Frankly, most of us find it impossible to foresee the dog having to go to the vet, or our means of transportation failing just when we need it most. That's the way real life can be, surprising you when you can least afford it. Thankfully, Minute Loan Center in West Valley City, UT is here to help.

No Collateral? No Worries With Minute Loan Center’s Personal Loans March 8, 2017

West Valley City, Salt Lake County
No Collateral? No Worries With Minute Loan Center’s Personal Loans, West Valley City, Utah

Life is full of sudden financial twists and turns. If you don’t have savings to turn to, a personal loan can help bridge the gap after a job loss or a huge car repair bill. But what if you don’t have the collateral, which is typically property or assets to secure the loan? With locations in California, Delaware, Nevada, and Utah, Minute Loan Center prides itself on providing funds to those turned down by other lenders.

From your one-stop loan center, here are a few ways to get a personal loan if you’re lacking collateral:

  • Financial Payment Habits: Gather records of consistent payments you’ve made over the past few months toward current debt, such as credit cards, mortgages and car loans. This will show the lender you have established a healthy pattern of paying your obligations on time.
  • Employment History: If you’re employed full-time or work several jobs, getting a personal loan will likely work in your favor because you have a steady income to repay the debt. When you apply for a personal loan with Minute Loan Center, all you need are recent pay stubs, a current bank statement that can be verified, and a state-issued identification.
  • personal loanEarly Payoff: Volunteer to pay more than the minimum amount due, and, if possible, give the lender a payoff date that is earlier than the designated date. Like your financial payment habits, you can show you’re serious about making timely installment loan payments.
  • Get A Co-Signer: Consider asking a relative or trusted individual to co-sign on the personal loan. The co-signer will need to understand that if you default on the loan, they will be responsible for paying off the debt. Working with the understanding staff at Minute Loan Center, the goal is to get you the much-needed funds based on your own financial circumstances.

When you need a personal loan, Minute Loan Center is 100% committed to working with consumers who have experienced a few setbacks and just need some financial help to get back on their feet.

To learn more about applying for a personal loan without collateral, stop by the nearest Minute Loan Center. Visit the website for additional information on the range of available consumer loans.


The information provided is for informational purposes only and is not a substitute for professional financial advice. You should consult a credit counseling professional concerning the information provided and what should work best in your financial situation. And any action on your part in response to the information provided is at your discretion. Loans issued by Minute Loan Center are Licensed by the state of origination. Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures.