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You just got your first motorcycle, and you can’t wait to take it for a spin. But before you hit the open road, the independent insurance agents at 1st Choice Insurance in Fairfield, OH, are here to tell you what you need to know about motorcycle insurance for first-time riders.

Insurance for young riders can be expensive. An independent insurance agent will shop different carriers to get you the best price, and they will also make sure you get the right coverage. Here are some tips to get the right insurance at the right price:

motorcycle insurance

  • Don’t Skimp On Liability: Make sure you have enough liability coverage in case you are in an accident that causes injury to someone else or damage to someone’s property. Your insurance agent can help you determine the right amount of liability insurance to carry.
  • Drive Carefully: Your automobile driving record can affect your motorcycle insurance cost. If you have a good driving record with no moving violations in the past two years, you should get a discount on your motorcycle insurance. If you are a brand new driver, you won’t be able to take advantage of this yet, but if you avoid accidents and violations, you’ll be able to take this discount in later years.
  • Learn About Safety: Passing a motorcycle safety class will entitle you to a better price on your insurance.
  • Get A Recovery Device: Insurance carriers offer discounts for bikes that have a recovery device. These devices greatly increase the chances your bike will be recovered if it’s stolen.
  • Combine Multiple Policies: If you have your motorcycle, automobile, and homeowners or renters insurance with the same carrier, you’ll usually get a discount.

Even if you have bad credit or have had a previous insurance policy cancelled, you can still get motorcycle insurance. Check with an independent broker with experience with high-risk and SR22 insurance.

An independent insurance broker can make sure you have the right insurance for your motorcycle and can help you find the carrier who offers the best price for the coverage you need. 1st Choice Insurance in Fairfield specializes in motorcycle and car insurance, homeowners insurance, and SR22 insurance. For a free quote, call (513) 860-0666, or visit their website today.

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