A fire has the ability to destroy your home and property. Based in Fairfield, OH, Lighthouse Agency is an independent agency offering everything from health insurance to homeowners insurance. The company's insurance specialists say today's home fires have the potential to be more catastrophic than those in the past because they burn more quickly.

Home insurance experts say that occupants used to have up to 17 minutes to escape the property in the event of a fire. Today, that window is much smaller, and occupants have just three minutes to escape if a property catches fire. The synthetic materials used to build modern furniture are the main culprit. Furniture used to be made with materials like cotton, wool, and down, but today, they have been replaced with synthetics, like polyurethane. These synthetics burn more quickly than the natural materials; this makes a quick response from home owners essential if they are to escape a fire.

The synthetic materials aren’t just found in furniture. Fairfield’s home insurance experts report synthetics are also used in carpeting, drapes, and even the stuffing in mattresses and pillows. Making matters worse, these synthetics emit deadly gasses such as carbon monoxide and cyanide when ignited. The general insurance experts say it's more important than ever to make sure you have an effective smoke detector in your home. This will help you receive an early enough warning to make your escape if your property catches fire.

Serving the Greater Cincinnati area, Lighthouse Agency protects you, your family, and your property with products such as home insurance, health insurance, and more. Homeowners insurance safeguards your investment in your home. Get the best policies and the best rates by calling (513) 860-9100 to speak with a general insurance professional or visit this agency online.