No one expects to have a property disaster, but it’s good to know what to do if one ever happens to you. The experts at FloodCo, who clean up property disasters throughout Flathead Valley and Northwest Montana, are here to share their advice on what to do if disaster strikes your property.

To make sure you get the right insurance payout to repair your home, follow these simple tips:

• Secure Your Property: Your homeowner's insurance will cover most disasters, but it may not cover damage that happens after the disaster strikes. It’s important to secure your property to prevent further damage. If your roof is damaged by wind, for example, your insurance may cover the cost to replace the roof, but not the cost of damage done to the interior of your home by rain that gets in after the windstorm is over.
• Call Your Insurance Company: Immediately call your insurance carrier to tell them about the damage. They will tell you what else you need to do and will arrange for an adjuster to appraise the damage as soon as possible. Ask what you can do before the adjuster comes to prevent more damage. Your policy may also include coverage for substitute housing if your home is unlivable.
• Take Pictures: Document the damage by taking pictures. These will come in handy if you need to dispute the decision of your insurance company.
• Call A Professional Restoration Expert: It’s important to find an experienced pro to restore your home after a property disaster. Your insurance company should tell you when you can begin restoration work. Save your receipts for all repairs in case your insurance company asks for them.

If you’re the victim of a property disaster and you need emergency water removal, carpet or hardwood floor drying, fire and smoke odor removal, or mold remediation, call the disaster restoration specialists at FloodCo. Visit the website, or call (406) 892-1717 to learn more.