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If you are involved in a car accident with an animal, it can be a frightening and financially straining experience. The damage to your car will most likely be expensive to repair, and many people do not have vehicle insurance that pays for collisions with animals. The insurance experts at  Alcorn Insurance, an independent insurance agency in Chama, NM, explain why you should consider full-coverage car insurance to protect yourself from accidents involving animals.

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If you live near a wooded area where many wild animals also live, you should consider purchasing full-coverage car insurance. There are proven ways to avoid getting into an accident with an animal. Make sure you pay attention to the road and avoid any distractions. Also, avoid speeding in areas with frequent animal crossings. Speeding on these roads gives you less time to avoid an accident if an animal runs out in front of your car.

If a collision with an animal is not avoidable, do not swerve out of the way. This could create an even larger accident involving more vehicles. Slow down your vehicle as much as you can and make sure you and your passengers are okay after the impact. Pull over to the side of the road and notify the police of the accident. Lastly, take pictures of the accident noting the damage to your vehicle, which you will send to your insurance agent if you file a claim. Alcorn Insurance is the independent insurance agency that will help you choose the best full-coverage car insurance policies for your needs. Give them a call at (575) 756-2197 to receive car insurance quotes, or visit their website to learn more about their insurance services.

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