You never know what’s going to happen in life, so it’s important to be prepared for anything— especially where structure damage is concerned. Building insurance is a crucial part of any property owner's financial plan. Without it, you could be on the hook for thousands of dollars that you can’t afford if anything should happen to a building you own. The policy experts at Sun Ray Corp in New York City serve residents of New York, New Jersey and Connecticut, and they’re dedicated to meeting all of your insurance needs.
After Hurricane Sandy, it’s more clear than ever that preparing for the unexpected is a wise decision. Here are a few reasons why you should protect your property with building insurance:
- Structural Damage: It anything happens to your home or another building you own, you’ll need to pay for repairs. Structural damage can be caused by storms, nearby construction projects gone awry, or a drunk driver slamming through your front door. It’s hard to predict what might happen, but the right insurance will pay the cost of repairing or even rebuilding your property.
- Family Safety: If your home is so damaged that it becomes uninhabitable, you’ll need to stay somewhere temporarily while your property is repaired. Proper building insurance coverage will also pay a specific amount in rent for temporary housing.
- Protect Your Finances: If you can’t afford repairs on your own, you could lose your home. You don’t want to have to walk away from your property, and you definitely don’t want to be crippled by debt because you were under-insured. Speak to a reputable insurance agent about the right building insurance for your needs.
When you’re ready to look into your building insurance requirements, call the experts at Sun Ray Corp at (212) 732-5280. They’ll help you find the right policy for your New York home and talk you through any questions or concerns you may have. You can also visit their website for more information.