A break-in is one of the most frightening, heartbreaking experiences most people will face, but it helps to know that your home insurance policy will compensate you for belongings that are stolen or damaged in a burglary. However, your best option is to avoid this unfortunate situation in the first place, so Lighthouse Agency in Fairfield, OH, has some tips for thwarting thieves when you're out of town.

If you're going on vacation for spring break, their homeowners insurance experts recommend:

• Holding Your Mail: Piles of unread junk mail and magazines are a sure sign that nobody is home. Have your mail held at the post office or have a neighbor pick it up for you.
• Putting Lights On Timers: During vacation season, criminals will often scout neighborhoods to see which homes are always dark at night. Putting your lights on timers so they randomly come on and off will make your home less of an easy target.
• Having Someone House-Sit: Of course, the best way to create the impression that someone is in your home is to actually have someone stay there while you're out of town. Ask someone you trust to look after your home for a few days, or hire someone from a reputable agency near you.

The independent agents at the Lighthouse Agency don't work for any single insurance company, so you can be sure they'll do everything possible to find the home or auto insurance policy that fits your needs and your budget. Visit their website to learn more about their wide range of insurance services, or just call (513) 860-9100 to schedule an appointment today.