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Homeowners' insurance is a smart way to protect your home and your property. Since 1898, Somers Agency has been helping the residents of the Lorain County, OH, area find affordable, comprehensive home insurance solutions. Here they share three tips for purchasing homeowners' insurance in today's market:

  • Know The Value Of Your Home & Property: To be certain you have purchased the right amount of home insurance, you first need to know the value of your house and assets. Compile a list of all the important figures, including an exact dollar amount for your house and all pertinent belongings under its roof. Use this list to find the insurance policies most appropriate to your situation, and be sure to store the list in a safe place should you ever need to refer to it.

Home Insurance

  • Understand Your Policy: Many homeowners will buy an insurance policy without even understanding its terms. Somers Agency will not only work with you to get the most effective home insurance coverage, but they will ensure you understand every aspect of your policy. Once you know just what is covered and what isn't, you can then decide if additional insurance is necessary.
  • Review Your Policy Annually: The needs of your household will change over time, so it's wise to review your homeowners' insurance every year. Remodeling a room, purchasing new electronics, or expanding your art collection are all examples of changes that you'll want to incorporate into your insurance policy. Somers Agency will help you adapt your policy to meet the changes your household has undergone.

Call Somers Agency at (440) 324-3447 to start exploring home insurance solutions today. You can also visit their website to learn more about their services. Safeguard your house and everything you own by selecting homeowners' insurance through one of the area's leading insurance agencies.

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