Many states, including Kentucky, have adopted “no-fault” insurance laws aimed at protecting drivers in the case of an accident. If you’re in an accident, filing insurance claims can be quite stressful, especially if your vehicle received extensive damage. For years, Crone’s Auto Body in Ft. Mitchell, KY, has been helping residents navigate “no-fault” insurance claims and providing them with first-rate collision repair. They’ve helped make the process as simple as possible for customers.

“No-fault,” also known as Personal Injury Protection, isn’t as complicated as it sounds. It simply means your auto insurer will pay some of your medical bills and lost earnings if you get into an accident, regardless of who was at fault. Drivers in the sate of Kentucky have the option of opting out of such insurance when they begin their insurance policy, but many choose not to do so. If you get into an accident, having “no-fault” insurance is beneficial to both drivers because neither one is required to prove who was at fault in the accident, which saves time and money in collision repair.

If you have chosen a “no-fault” policy, the minimum amount of liability a driver is required to have by law is $25,000 in the case of bodily injury, $50,000 total bodily injury per accident, and $10,000 for property damage. In the case of an accident, drivers that exceed these minimums may need to file additional claims to recoup their losses. In addition to their “no-fault” policies, some drivers may find they want additional coverage as well.

If you’ve been in an accident, the collision repair experts from Crone’s Auto Body will have you back on the road in no time. Call them today at (859) 356-1800. They also specialize in dent and bumper repair, auto painting, frame straightening, and more. You can also visit them online for a complete list of services.