Online insurance tools make buying motorcycle insurance very easy, but the complexity of the market can make it difficult to know exactly what coverage you're getting. For 62 years, K.L. Smith Agency has been helping Willimantic, CT area, motorcyclists get the coverage they need at some of the most affordable rates in the industry. 

When you're shopping for motorcycle insurance, these experts recommend:

• Finding Out What's Covered: The standard policy for motorcycles is a bit different than a typical car insurance policy. For one, your motorcycle insurance will cover property damage and injury liability, but won't pay for replacing your motorcycle if it gets in an accident. Injuries to your passengers are also not covered without additional insurance.
• Looking For Discounts: Most insurance companies offer discounts for a wide range of situations, so it pays to consult an insurance professional. Everything from your age to your driving history and even your credit score can get you a discount and lower your monthly premiums.
• Evaluating Your Needs: The amount of insurance you need depends on several factors, including the price of your bike and the conditions where you live. With a professional's help, you can be sure to get all the insurance you need.
• Calling A Professional: There's nothing like having a professional find a policy tailored to meet your unique needs. K.L. Smith Agency works with many of the top carriers in the nation, giving you a broad spectrum of insurance products to choose from.

Visit K.L. Smith Agency's website to see their full list of motorcycle insurance services. You can also call (860) 423-9294 to make an appointment or request insurance quotes today.