Compared to traditional houses, mobile or manufactured homes not built on a concrete foundation carry different risks. The type of coverage and the amount for premiums can vary based on these structures. Texas County Mutual Insurance in Licking, MO, offers a wide range of mobile home insurance plans customized for your unique needs and budget.

To give you a better idea of how this policy works, here are a few guidelines from your local insurance experts:

• Coverage: Like typical home insurance, mobile home insurance covers repairs and replacement for property losses, items lost through theft or natural disasters such as tornadoes and fires, as well as injuries sustained by persons on your property.
• Cost: Rates vary based on whether it’s a modular or manufactured mobile home. The modular model is built on site on a foundation, while a manufactured home is built with materials in a factory that are then strapped down in the ground with heavy anchors. The professional agents at Texas County Mutual Insurance will gladly provide you with free insurance quotes for each model.
• Premiums: The value of your mobile home and its possessions is a good starting point to estimate how much your premiums will be. Another factor impacting your monthly costs is potential liability scenarios such as injuries from dog bites, four wheelers, and other accidents that may occur on your property.
• Selecting The Best Policy: The friendly and experienced home insurance specialists at Texas County Mutual Insurance are your best source for providing a mobile home insurance policy that will offer the coverage you need at an affordable rate.

Let Texas County Mutual Insurance help you take the guesswork out of choosing a customized insurance plan for your mobile home. You’ll have peace of mind knowing you, your loved ones, and your property are all protected against damages and losses.

For a free quote, call Texas County Mutual Insurance today at (573) 674-3125. VYou can also visit their website to learn more about other insurance policies for your home or farm.