Buying your first car is exciting! You get to access the freedom of Texas's open roads with your new set of wheels. There's a lot to think about, though, and new buyers should be especially careful about choosing the right auto insurance policy for their new vehicle. Your car might be the first big-ticket item you've ever purchased for yourself, so it's also likely the first thing you've ever had to insure. Luckily, the car insurance experts at the San Marcos Insurance Agency have great advice for first-time car buyers.
Here's what they want you to know about auto insurance before you buy:
- Auto Insurance Is Required In Texas: It's a legal obligation to have liability insurance in Texas. If you get in an accident, your car insurance will pay for any bodily injury and property damage caused to someone else. This type of insurance protects other drivers as well as you.
- You Need More Than The Legal Minimum Of Coverage: The bare minimum insurance policy won't help you out if your car is damaged in an accident. To protect yourself and your car, you need to add additional coverage to your car insurance policy. Things like collision and rental car coverage will be crucial if you ever have an accident.
- There Are Ways To Lower Your Costs: Your insurance costs will go down after you reach age 25, and in the meantime, you can save money on auto insurance by keeping a clean driving record. There are also discounts available for low mileage, anti-theft devices, and safety features like airbags.
Need help sorting out all the difference insurance policies available? Call the San Marcos Insurance Agency in San Marcos, TX at (512) 754-7119 to speak to an agent who will help you get the perfect policy for your new vehicle. You can also visit their website for more helpful insurance tips and advice, as well as insurance quotes.