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Everyone deserves the opportunity to be a homeowner, and the real estate specialists at SWE Homes help families in Texas and Georgia make their dreams of homeownership a reality. 

These days getting a mortgage can be challenging, especially if you have any financial obstacles. Luckily, SWE Homes has an alternative option that makes buying a home possible for people who don't qualify for traditional mortgages: owner financing. Finding owner financed homes for sale can sometimes be difficult because there simply aren’t that many available.

owner financed homes

Why? Owner financed homes are rare because they require the initial homeowner to pay off the entire mortgage before selling. So instead of getting a bank to loan you the money for a home, you end up paying money directly to the homeowner until you’ve paid off all the costs. Most homeowners don’t have enough liquid cash to pay off their entire mortgage, so they take their equity and use a bank to transfer the remainder of the mortgage to the next owner.

However, if you can find an owner financed home, you can side step closing costs and credit checks and potentially get the home of your dreams. The flip side, of course, is that owner financed homes tend to sell very quickly, and the only way to view a broad selection of them is to work with a company that specializes in owner financed homes for sale like SWE Homes.

Owner financed homes may be hard to find but not if you work with the right company. If you want to avoid the lengthy and costly process of getting approved for a mortgage, reach out to the professionals at SWE Homes. You can contact them online, or call (713) 413-1000 for more information on easy owner financing. 

SWE Homes, LP, Residential Mortgage Loan Originator NMLS# 341112

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