If you're in need of governmental help due to a disability, navigating the confusing Social Security process can be overwhelming. Lawyer Rafael Gil III of The Gil Law Firm in Dothan, AL works regularly with individuals in need of disability payment. One major concern many have is learning about the differences between the different income solutions, including Supplemental Security Income (SSI) and Social Security Disability (SSD). Both of these disability programs through the government offer cash benefits but the requirements to become eligible for them are different.
- Supplemental Security Income (SSI): To obtain Supplemental Security Income, individuals may not have earned enough work credits or have never worked and, therefore, do not qualify for traditional Social Security Disability payments. This particular program is need-based and requires a means test to ensure individuals are low-income and have under $2,000 in assets. Many of the individuals who qualify for SSI are also eligible for other government benefits programs including Medicaid and food stamps.
- Social Security Disability (SSD): To obtain Social Security Disability, individuals must have established a minimal number of “work credits” to qualify. With SSD, the spouse and dependents of a disabled person may also receive auxiliary benefits. With SSD, individuals will not receive any benefits for the first five months after the disability occurs due to the waiting period. The amount received is based on how much an individual made while they worked, similar to the process of traditional Social Security payments when someone retires.
If you need help understanding SSD, SSI, or other government issued monies, contact The Gil Law Firm in Dothan today. Call (334) 673-0100 to schedule a consultation appointment with Rafael Gil III, attorney at law, or visit their website to learn more about their services.