It goes without saying that your dog, cat, or other animal companions are not just pets, but family members and best friends! Pet owners often find themselves scouring labels in order to find only the healthiest cans of food, and they’ll spend hours researching veterinary clinics, looking for just the right one to deliver the quality care and treatment their four-legged pal deserves. Yet, according to the latest American Pet Products Association’s Pet Owners Survey, only 4% of dog owners and 1% of cat owners purchase a pet health insurance policy. Montgomery Animal Hospital, Cincinnati’s friendly and reliable veterinary clinic, wants you to keep in mind the benefits of pet insurance when you’re considering care and treatment for your furry loved one.

Just like a car crash or an unexpected fall, you never know when a pet medical emergency might strike. Choosing to purchase pet health insurance is a wise investment for the safety and well-being of your beloved family member. Unlike health insurance for humans, pet insurance allows you to obtain care from the veterinarian of your choosing, no matter the extent of your pet's health care needs. 

While it’s recommended that you obtain pet insurance as soon as your pet becomes part of your family, you can also insure your pet years later. When purchasing insurance for your pet make sure to read the policy carefully, as some companies place breed-specific conditions on their coverage or exclude pre-existing conditions. There are significant differences when it comes to coverage of wellness care as well, so be sure to review what is included in each plan, not just the cost of the policy. There are currently a dozen or so companies offering pet health insurance. Embrace, Nationwide, and Trupanion are the pet insurance industry leaders. 

Pet health insurance will deliver financial and emotional peace of mind for you and protection for your pet. Most pet insurance policies reimburse up to 80% of costs after deductibles, and many pet health insurance policies can be paid monthly, quarterly, semi-annually, or annually. Moreover, the majority of insurance plans offer discounts for additional pets in the household. 

Don’t let finances dictate the decision between life and death for your pet in a medical emergency. If you have questions, require veterinary care, or need help choosing the best health care for your furry loved one, contact the highly skilled and trained staff at Cincinnati's premier Montgomery Animal Hospital. Call (513) 791-7912 to schedule an appointment for your pet. You can also visit their website or Facebook page for more information. 

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