Millview East, Texas
1517 Aquarena Springs Dr
San Marcos, TX 78666
(512) 754-7119

Winter Storm Damage: Tips for Handling a Home Insurance Claim January 26, 2016

Millview East, San Marcos
Winter Storm Damage: Tips for Handling a Home Insurance Claim , San Marcos, Texas

Winter storms often leave significant property damage in their wake. This is one of the many reasons why it’s so important for homeowners to make sure their real estate investment is properly protected by an adequate insurance policy. San Marcos Insurance Agency in Central Texas explains what homeowners need to do in order to handle a home insurance claim should they ever face winter storm damage.

  • Read Your Policy Carefully: Insurance policies can be tricky to understand, so if they haven’t already, the very first thing a homeowner must do is read through their coverage to figure out what is and what is not included. The good news is that, as long as the property has been suitably maintained, most home and renters insurance will cover damage from wind, falling trees or other objects, a roof collapse from the weight of snow and ice, and burst pipes from freezing temperatures. 

  • Document The Damage: Once a homeowner has discovered that their home has sustained property damage, it’s necessary to start documenting it with photos and video to present to the insurance company. Though no permanent repairs should be made until a claims adjuster has assessed the home, a temporary fix is recommended to prevent further damage and keep the members of the household safe. Retain any related receipts and bills and keep a record of all communications with the insurance agency.
  • Call Your Insurance Company Right Away: While reviewing your home insurance policy, check to see the insurer’s requirements on the timeframe within which a claim must be filed. Be sure to call right away so as not to miss any deadlines and request an adjuster to come out for an inspection. The sooner a claim gets turned in, the sooner it can be approved and a contractor can get started on repairs.
Winter-related property damage is cause for serious worry among homeowners but having the right kind of home insurance coverage will make a big difference. Call San Marcos Insurance Agency at (512) 754-7119 or visit their website to get all the insurance quotes you need. 
Other Announcements, Events and Deals from San Marcos Insurance Agency, Inc.
3 Major Risks Your Home Insurance Policy Won't Cover, San Marcos, Texas
Many homeowners, unfortunately, assume that their home insurance policy offers comprehensive coverage, only to find when they go to file a claim that those specific damages aren't more
3 Smart Tips for Buying Home Insurance, San Marcos, Texas
  Home insurance quotes can make a new homeowner nervous. You’re hoping for good coverage without a premium that’s too high for your budget. You don't have to be more
How to Calculate Your Renters Insurance Needs, San Marcos, Texas
As a renter, you should be aware that your landlord's homeowner policy might not cover your belongings. If a fire, storm, or other catastrophe should damage or destroy your more
Texas Insurance Pros: Intro to Auto Insurance Coverage, San Marcos, Texas
Whether you are new to auto insurance or not, you may have wondered what types of car insurance available, what they cover, and why you'd want them. San Marcos Insurance Agency, more
4 Tips for Buying Home Insurance, San Marcos, Texas
Your home is the biggest purchase you’ll ever make, so it’s crucial to protect your assets with the right home insurance policy. The talented agents at the San Marcos Insurance more