Home insurance is one of the best investments you can make, protecting your most valuable assets against a wide variety of threats. Kramer-Myers & Werring-Dickerson Insurance, a home insurance agency serving residents throughout Batavia, OH, urges every homeowner to meet with an agent who will determine if you have all the coverage you need.

Unlike other types of insurance, home insurance is a package policy with several layers of protection. Not only does it protect you from losses if something happens to the physical structure of your home, but it also covers a significant portion of the belongings inside of it. If you have particularly valuable possessions, like heirloom jewelry or artwork, you can purchase additional coverage for even greater protection.

In addition to your personal property, your home insurance policy will also include liability coverage that effectively shields you against lawsuits and the potentially devastating financial consequences if someone is hurt as a result of your actions. If a visitor is injured on your property or you inadvertently cause damage to someone else's home, your insurance carrier will protect your assets and compensate the other party.

While the standard policy protects against an array of common and extremely destructive disasters, there are a few exceptions. Flood and earthquake coverage, for example, must be purchased separately.

Kramer-Myers & Werring-Dickerson Insurance has the expertise to determine the best home insurance policy for your needs, and they have a broad selection of products for you to choose from. Visit their website or call (513) 732-1461 to make an appointment and get a home insurance quote today.