Since many "use it or lose it" type dental insurance plans renew in January, now is the perfect time to see your dentist. Dental insurance covers more than just teeth cleanings. Typically, it provides a split model of coverage: 100% of teeth cleanings and 50-80% of other services such as root canals, fillings, and braces. Oahu Dental Care has dental offices in Pearl City and Kahala, HI, and they accept most types of insurance to provide top-level dental care.

Even for routine dental care, the cost of services is typically higher than your annual premium. With group or employee policies, patients typically pay around $250 annually, and those with individual plans pay around $360. A teeth cleaning and X-ray twice a year would cost you at least $370 out-of-pocket. If you are already paying the premium, there is no reason why you wouldn’t get two cleanings a year. Teeth cleanings are beneficial because they eliminate plaque and tartar and provide diagnostic and preventative care. Most major dental procedures can be prevented with routine care and cleanings.

Although dental insurance is beneficial if you only need cleanings, it also offers major benefits for more intensive procedures. Although some plans are capped at $1,500 or $2,000 of coverage per year, if you are only paying $250 in premiums, you can save at least $1,250 on root canals, crowns, braces, tooth extractions, and any other procedures that you may need. In some cases, you can save $3,500 or more. You also have the option of getting higher coverage for a higher premium.

Take advantage of your dental insurance policy by getting a routine cleaning this month at Oahu Dental Care. 

To make an appointment with Oahu's leading dentist, call the 

Pearl City office at (808) 456-5005 or the 

Kahala office at (808) 732-2821, and visit them online.