Groton, Connecticut

Mark O. Grater Attorney at Law

Mark O. Grater Attorney at Law

4 Fort Hill Rd
Groton, CT 06340
Mark O. Grater Attorney at Law, Attorneys, Services, Groton, Connecticut

When you've been injured in an auto accident or need a bankruptcy attorney, your legal representative's level of experience can be the most significant factor that determines the outcome of your case. From his offices in Groton, Mark O. Grater Attorney at Law provides a broad spectrum of legal services to residents and business owners throughout Connecticut. With over 30 years of legal experience behind him, he has an intimate knowledge of the legal process that allows him to help you achieve the best possible resolution to your legal difficulties.

Attorney Grater and his staff provide services in a wide variety of practice areas, including:

  • Bankruptcy & Debt Relief Services
  • Criminal Defense Cases
  • Personal Injury & Auto Accidents
  • DUI Defense
  • Estate Planning & Will Writing
  • Products Liability

These legal situations often have major implications that can seriously impact the rest of your life, so rely on the expertise of an experienced attorney with the ability to provide the results you need. Attorney Grater prides himself on providing personalized attention to each of his clients, crafting highly effective legal strategies based on the unique details of your situation. With this locally-owned law firm, you can always expect individualized service and an unwavering dedication to protecting your rights. 

Visit Mark O. Grater Attorney at Law online now to learn more about his bio and areas of practice, or call (860) 449-8059 to schedule a consultation to discuss your case today.

Announcements & Events from Mark O. Grater Attorney at Law
3 Common Causes of Auto Accidents in the Winter, Groton, Connecticut
Winter may be the season of holidays and family get-togethers, but it also brings blizzards, ice, and other conditions that make driving dangerous. While accidents can more
Does Bankruptcy Affect Retirement Funds, Groton, Connecticut
In the State of Connecticut, whether you file bankruptcy using the federal of state exemption system, as a general rule, authorized retirement funds properly funded under more
Will Bankruptcy Discharge Court Judgments?, Groton, Connecticut
Whether or not one can discharge a debt through bankruptcy, once it has gone to a final judgment in Court, is a common question.  Some people mistakenly assume that that they more
Discrimination and Bankruptcy, Groton, Connecticut
Section 525(b) of the Bankruptcy code states:  No private employer may terminate the employment of, or discriminate with respect to employment against, and individual who is or more
Bankruptcy During Covid, Groton, Connecticut
Many people, through no fault of their own, due to the Covid pandemic, are beginning to suffer severe economic distress.  Jobs are being lost.  Income is disappearing. more
When you place your parents in the care of a nursing home, you expect that they’ll receive the necessary medical care. Unfortunately, personal injury attorneys know that more
Discharging debt through bankruptcy can provide a much-needed clean slate. Bankruptcy lawyers can attest, however, that debtors are often reluctant to file because of the impact it more
Debt consolidation is a program where a company, in theory, determines your credit card debt and then takes a monthly payment from you, and then splits it among your various more
If you’re facing a significant amount of debt but you have at least some disposable income every month, a bankruptcy lawyer may recommend filing for Chapter 13 bankruptcy. Often more
If financial circumstances have pushed you into a corner and you need to get rid of your debt, the last stop on the road is usually bankruptcy.  It’s a rather painless process more
As the decision makers stumble along aimlessly during this area of Covid-19 and Coronavirus, people with bills to pay are being left to fend for themselves.  And now Congress’s more
 Using a bankruptcy attorney, you can get back on your feet after hard financial times. However, many struggling borrowers find the bankruptcy process confusing and more
During this period of disruption during Covid-19, we will continue to offer free consultations for bankruptcy.  To Schedule an appointment with Attorney Mark O. Grater, call more
When another party harms you or causes physical pain due to their own negligence, they are legally responsible for your injuries. You can open a personal injury case and seek more
During the Covid Crisis, some slight adjustments have been made in the Bankruptcy Process.  This Post will deal with Chapter 7 Cases.  Chapter 7 is the most common type of more
When your reach the final exit on the economic road and bankruptcy becomes your final option, you will probably consult with an attorney.  So what do you need to get ready for more
During the time of social distancing due to the Corona virus, The Law Office of Mark O. Grater, located at 4 Fort Hill Rd. in Groton, CT, New London County, PHONE # 860-449-8059, more
Motorcycle accident rates are unfortunately much higher than car accident rates in part because motorcyclists do not enjoy the same protection. They result in more serious if not more
Sustaining an on-the-job injury or illness can have serious financial repercussions. Fortunately, most employers are required to carry workers’ compensation insurance, which is more
If you have been following my posts over the years you know by now that the essential purpose of filing a Chapter 7 bankruptcy is to receive a discharge, which means you are more
During the time of social distancing due to the Corona virus, The Law Office of Mark O. Grater, located at 4 Fort Hill Rd. in Groton, CT, New London County, PHONE # 860-449-8059, more
A common questions that is asked, especially in Chapter 7 fresh start bankruptcies, is how long to they last.  The typical successful Chapter 7 lasts for a total of more
Getting hurt in any type of accident can have devastating consequences, but sustaining an on-the-job injury or illness can be especially challenging. Not only do you have to more
Many people wonder if they will be able to keep what they own when they file bankruptcy.  In 99% of the cases they can by using the bankruptcy exemption system.  In more
In a typical Chapter 7 Bankruptcy, debts owed to unsecured creditors are discharged, that is to say, they are forgiven and do not need to be paid going forward.  The most more
If you were injured on the job, it’s best to file a workers’ compensation claim to get the proper compensation you deserve. While this type of insurance protects employees, more
Banks that hold your mortgages and car loans are known as secured creditors.  The amount owed to them is called a secured claim.  Most people who file for bankruptcy have more
Filing for Chapter 7 bankruptcy may be the only way to reclaim your life from unmanageable debt, but many may find the process intimidating and overwhelming. While it’s normal to be more
Becoming trapped in a cycle of debt has lasting consequences on your financial status. Many people are reluctant to consider filing for bankruptcy to relieve debt out of more
While it’s true that bankruptcy significantly impacts your credit score, this doesn’t mean your record is ruined forever. With discipline, resolve, and the guidance of a more
People often ask if they can keep their car or house when they file for Chapter 7 bankruptcy.  These are know as secured loans.  In Connecticut, the answer is yes, as long more
If you're struggling with debt, filing for bankruptcy may be your best course of action. Take note, though, that this debt relief does not apply to everyone. An more
When you’re unable to meet your financial obligations, bankruptcy can provide a way out and allow you to wipe the slate clean. However, seeking debt relief through the courts can more
Bankruptcy Court procedure in Connecticut is unlike the type of Court procedure one is normally acquainted with, such as going before a judge to plead your case, whether it be civil more
Many clients ask if they have to go to Court when they file for bankruptcy.  The general answer in the vast majority of case is no.  There is generally just on trip to more
When you are injured on the job but don’t know your legal rights very often you will be left in the dark about what you are entitled to.  Yes, if you report your claim, you more
When you file a Chapter 7 bankruptcy in Connecticut, you usually do not have to appear in court.  In a Chapter 7, wherein you get a complete fresh start, you appear at the more
Many people ask if their are any ill effects after filing bankruptcy.  For example, do you lose any legal or civil rights?  Since bankruptcy is not a criminal action there more
If you’ve fallen behind on mortgage payments, declaring bankruptcy could help you retain ownership of your home despite pending foreclosure proceedings. Since every situation more
Filing for bankruptcy can help you rid yourself of debt and allow you to repair your finances. To ensure you can achieve these goals, it’s best to hire a bankruptcy attorney to more
When you file bankruptcy, all your creditors will get notice.  This is obvious, since they are notified by the Court not to henceforth try and collect the debt.  But who more
If you’re struggling to repay debts, Chapter 7 bankruptcy may provide the relief you need by eliminating most unsecured debt, such as credit card statements, student loans, and more
Although a bankruptcy will usually lower your credit rating, once you file a Chapter 7 bankruptcy and thereafter get your act together, the credit score will usually start to go more
Whether you’re celebrating a recent graduation or gearing up for the Fourth of July, there are plenty of occasions to kick back with a favorite beer or wine this summer. However, more
The filing of a Chapter 7 Bankruptcy case automatically halts just about all collections and legal proceedings against a person.  Within a few days the court will mail a notice more
The answer often depends on the type of debts, the nature of the non-exempt assets and actions being taken by creditors to collect.  First, since bankruptcy only discharges more
There is nothing like the thrill of riding a motorcycle. However, the same aspects that make it so enjoyable—the high speed, nimble maneuvering capabilities, and open more
Declaring bankruptcy can be a viable way to regain your financial footing, but there are some drawbacks to discharging debt by filing. Unfortunately, these drawbacks are to blame more
If you are injured in a car accident due to the fault of another person, there is a very good chance that you will be entitled to monetary damages.  The principle causes of car more
When and if you reach a decision to finally eradicate all your debt 100% and get a fresh economic start in life, there are a couple of things you will have to do to get ready. more
If you need a fresh start through the discharge of all of your debts in a Chapter 7 Bankruptcy, you must first, during the 180 day period prior to filing, take a credit counseling more
Chapter 7 Bankruptcies, as a general rule, give a person a fresh economic start through a discharge of their debts.  However, certain debts are not dischargeable, including the more
If you’re facing an overwhelming amount of medical bills or consumer debt, declaring bankruptcy may be the answer. Before filing for bankruptcy, however, it’s important to more
The insurance companies know who all the attorneys are who regularly practice in the personal injury field.  If you don’t retain someone with experience, they will know it. more
Subject to complete analysis of qualifications, the following persons are NOT eligible for a Chapter 7 Discharge:  A person granted a discharge in the last 8 years that was more
What is a Chapter 7 and how does it work? A chapter 7 is that part of the bankruptcy law that allows you to receive a fresh start wherein all your unsecured debt is dischaged. more
Whether it’s credit card statements or medical bills, if you are facing debts you simply can’t pay back, bankruptcy may be the answer. The two most common types are Chapter 7 more
It’s bad enough that you get injured in an accident in the first place but then you have the unenviable task of dealing with the other guys insurance company and an adjuster who is more
We are now in to another new year.  The new years resolutions have been made.  One popular resolution is to get out of debt and start fresh.  If that is the direction more
Although I practice law, it sometimes seems like I am practicing medicine.  Medical and legal constantly intersect.  In the various areas that I practice, i.e., personal more
It’s 2019 and it’s time for a fresh debt free start.  Here are the qualifiers to be debt free: If you are a one person household and make under $63,864; If you are a two more
Criminal charges in Connecticut may be classified as an infraction, misdemeanor, or felony. The consequences differ depending on the classification of the criminal charge, and it more
If you’re injured on your job, Connecticut’s Workers’ Compensation Commission (WCC) administers the state’s workers’ compensation laws to cover your medical expenses and some of more
A Chapter 7 Bankruptcy, successfully completed, results in a 100% discharge of all your unsecured debt, thereby giving the file a fresh start in their economic life.  But what more
Every year, more than 50 people are involved in motorcycle accidents on Connecticut roads. Understanding the state's motorcycle accident laws will ensure you get more
Self-help books and online tools may make filing bankruptcy seem relatively easy, but the law is extremely complex, as minor mistakes can have serious consequences for your case. more
A will appoints an executor to administer your estate after you pass away.  The executor pays all your bills and debts which were due prior to your death and expenses and taxes more
If you are in need of information regarding Bankruptcy, Personal Injury, Worker’s Compensation, DUI, and Wills before the end of the year, give me a call at 860-449-8059 for a free more
Nursing is an incredibly demanding job. Taking care of patients for hours on end is both physically exhausting and mentally draining. Nurses are required to stay on their feet for more
Beware of statutes.  They are everywhere, lurking, waiting to strike, and defeat your case.  If you’ve suffered an injury at work in Connecticut, you've got one year to more
I am often asked about the difference between a Chapter 7 and Chapter 13 bankruptcy.  In general terms, a Chapter 7, if you qualify, is synonymous with a fresh start since you more
Writing a will may seem fairly straightforward, especially with online resources that promise to make the process of distributing your assets fast and easy. However, minor more
There's nothing like jumping on a motorcycle and hitting the road. For those who live in Connecticut, the state has no shortage of scenic routes for plenty of road trips on your more
Is a bankruptcy expensive? Including the Court filing fee of $335.00 in Connecticut plus credit report downloading fees of about $33.00 per person, you can usually get rid of all more
Personal injuries can leave victims facing serious financial hardship. Fortunately, the law makes it possible to seek compensation. However, before filing a claim, more
Is there a good time to file bankruptcy.  The simple answer is it depends on the circumstances.  There are many factors involved, for which you need to consult a more
Chapter 7 bankruptcy, also known as a liquidation, provides critical protections for borrowers struggling with debts they can’t repay. While these substantial benefits can give you more
A Chapter 7 bankruptcy is sometimes called a “fresh start.”  That is because you discharge your debt and start fresh toward building a new life.  But how does one qualify?& more
When someone else’s negligence causes an accident where you become injured, a personal injury attorney can calculate your losses, negotiate with insurers, and make sure more
Wills and trusts are two types of estate planning documents that help you protect your assets, honor your loved ones, and design your legacy. But wills and trusts serve more
Most motorcyclists understand the inherent dangers of riding but believe the thrill is worth the risk. If you’re one of the many riders out there who enjoy experiencing the more
No matter how seldom or how often it might happen, getting pulled over by the police is an experience you never get used to. There are, however, some proactive steps more
In 2005 the Bankruptcy Law changed significantly.  This is because Congress, at the behest of the credit card companies and their supporting politicians, instituted a “means more
In most jurisdictions, there are two types of criminal infractions: felonies and misdemeanors. However, do you know what separates these charges? What makes some crimes felonies and more
If you’re facing bills that you’re unable to pay, filing bankruptcy may be an effective solution. However, there are several myths surrounding bankruptcy that deter many from more
A common misconception about car accidents is that in order to recover for your damages you actually have to go to Court and sue.  However, this is usually not the case if you more
Workers’ compensation is an insurance policy designed to protect you if you get injured or ill on the job. It can provide coverage for everything from doctor’s bills to wages more
Worker’s compensation is designed to help employees pay for medical expenses and lost wages after sustaining a job-related injury or illness. While it may seem like it more
Workers’ compensation is designed to provide insurance for employees who are injured on the job. It is often used to pay for medical expenses and make up for lost wages due to time more
When a public employee at the state or municipal level is injured or ill and forced to retire, they may receive a disability pension in addition to their workers’ compensation more
Workers' compensation benefits are designed to cover the costs of medical treatment lost income. The program helps workers recover when they sustain on-the-job injuries or more
What happens when you are driving down the road somewhere in New London County and you get rear ended by someone who was not paying attention to what they were doing?  That more
A common bankruptcy question I am asked is what will happen to my credit score after I file for bankruptcy.  The simple answer is that it will first go down but then go back more
Workers' compensation laws protect an employee's well-being while they’re on the job and outline the rights and responsibilities of the employer. However, there are some rules more
If you get hurt at work, you might have questions about filing a claim and seeking compensation. While incidents that result in minor injuries usually don’t require legal guidance, more
Work-related injuries can occur in nearly every industry. If you’re hurt or become ill while performing your job duties, it’s important to understand your rights and more
One of the issues that bankruptcy filers must be aware of is transferring property out of their name into somebody else’s name in the four years before filing if you live in the more
A work injury can have a significant impact on your health and ability to support your family. Workers' compensation laws provide critical protection in the event of an injury. more
Find out what you need to know, get a free consultation in Bankruptcy, Personal Injury, Worker’s Compensation and Criminal/DUI.  Call Attorney Mark O. Grater at 860-449-8059, more
In Connecticut the laws regarding DUI/DWI have completely changed in the last few months.  There are all new procedures in use.  Before you venture into the unknown, feel more
If you sustained serious injuries due to an accident that was the direct result of someone else’s negligence, you should not have to cover the costs associated with recovery. more
When you need help managing debt, finding the right bankruptcy attorney ensures you will have expert guidance during every step of the process. However, your attorney does far more
Very often People consult with me regarding the filing of a bankruptcy who might otherwise qualify, but they have unwittingly stepped into a situation which might cause them to more
What happens if your personal injury claim doesn’t reach a settlement? You may have to file a lawsuit to obtain the compensation you seek. In Groton, CT, Mark O. Grater Attorney at more
During the holidays one’s exposure to a traffic stop is greatly increased.  Juxtapose this with a little celebration that might involve drinking, and now you are at risk of an more
Worker’s Compensation, fka Workman’s Compensation, is one of those areas of law that seems to and sometimes does proceed automatically.  You ae injured on the job, you are out more
Most personal injury cases are settled before they reach trial. If you want to protect your interests during the negotiation process and avoid getting pressured to accept an unfair more
Do you have debt coming at you from all sides?  You seem to be able to pay but you keep finding yourself getting behind to one creditor or another.  One option is a more
Suppose you get rear ended by a guy with no insurance on his car and you suffer a personal injury.  What do you do?  Not everyone realizes that they probably have more
If you're struggling with debts you can't repay, filing for bankruptcy can simplify your life, giving you the chance to start over. However, these laws are complex, so hiring a more
When you hire a bankruptcy attorney, you can expect quality legal advice and representation at every step of the process. Though your lawyer will provide a variety of helpful more
Probably the most difficult personal injury case to bring is a fall down case involving snow and ice on roads or sidewalks.  If the road or sidewalk is controlled by the State more
Some drivers accused of a DUI assume their cases are hopeless—even when they have the grounds to mount an effective legal defense. While criminal charges are always matters of more
If you've been arrested for drunk driving, you'll need a good DUI attorney. But if you haven't hired an attorney before, how do you know what you're getting? In addition to asking more
It’s hard to believe it’s 2017.  By all accounts the economy turned around in 2016 and jobs are picking up.  However, there is a lot of debt out there left over from the more
When you've been hurt in an accident, there's certainly no shortage of personal injury attorneys promising to help you get the compensation you deserve. Of course, having legal more
Every year we give free consultations during the Holidays.  Call 860-449-8059.  Our office is located in Groton near the Dairy Queen. read more
Are you struggling to pay debts such as medical bills, credit card balances, and utility bills? The law allows individuals who are unable to manage their debts to seek more
The decision to file for bankruptcy is a major one, and it can have long-lasting effects on your financial life. This is why it's crucial to have an experienced bankruptcy more
If you’ve been arrested for a DUI in Connecticut, you should know the consequences can be severe. Accordingly, securing the assistance of a top DUI attorney is crucial to more
If you have an old criminal conviction, you can have it expunged by obtaining a Pardon.  It results in an erasure of the record.  You can apply three years after the date more
Is there a way to protect your heirs when you are no longer around to care for them.  At the very least you should have a will, a living will and a power of attorney.  It more
Managing your debt can be a complex undertaking. Even with the best intentions, you may find yourself unable to keep up with your bills and searching for debt relief solutions. more
Please call Attorney Mark O. Grater at 860-449-8059 to make an appointment for a free consultation if you any of the following issues are relevant to you:  Debt more
I find that clients are concerned about 4 things when they hire an attorney:                  & more
If you’ve been charged with a crime, your criminal law attorney will need to prepare a defense for you based on the facts and circumstances of the case. But what sorts of strategies more
The area of personal injury and accidents is a very specialized area.  In order to proceed with a case and maximize it’s settlement value, you will need an experienced attorney more
Filing for bankruptcy is a step toward giving yourself a fresh start, but there are some consequences of doing so. A bankruptcy attorney will be able to explain how more
Every once in a while the question arises by a prior client who has been unfortunate enough to have to file for a Chapter 7 bankruptcy a second time, “how long do I have to wait more
For residents of Groton, New London, Norwich, Waterford, Ledyard, Stonington, Montville, Jewett City, Lyme, and other residents of Southeast Connecticut, the present thresholds for more
Ideally, any time you're injured as a result of performing your job duties, you’ll be able to use your workers' compensation benefits, which are supposed to pay for your more
Learn more about bankruptcy, personal injury, worker’s compensation, OUI, and other legal concerns by setting up a free consultation in our Groton office before July.  Serving more
Very often client’s who are injured on the job pursue their worker’s compensation case without the benefit of a lawyer.  They recover from their injury, received some basic more
Even relatively minor car accidents can cause a great deal of harm, from significant bodily injury to extensive property damage. Accordingly, knowing how to contend with the period more
Most people would be surprised at the income level it takes to qualify for a Chapter 7 Bankruptcy in New London County.  It is mostly based upon income thresholds based upon more
Whether you've been hurt in an auto accident or you need a skilled bankruptcy attorney, few factors are as important as the experience of your legal representative. For over 30 more
No matter what you call it, OUI, DUI or DWI, it's still drunk driving.  If you are stopped for Operating Under the Influence of Alcohol or Drugs in the State of more
Slip and fall cases are no small matter. Serious injuries can result, including broken bones, traumatic brain injury, and even death. To make matters worse, liability in these cases more
A new year is upon us and it may be time for a fresh economic start.  If you feel you are approaching the last exit on the economic road, you can start all over again by more
In my experience of dealing with auto or motorcycle accidents in Southeast Connecticut,  Groton, Waterford, Ledyard, Norwich, Stonington, New London, Montville, Jewett City, more
One of the few pitfalls in filing a bankruptcy revolves around paying for college.  This comes about in two different scenarios:1.When you pay for your child's college- more
Many people who are in debt or are having a hard time paying their bills, and because of their higher income, and because they think they may not qualify for a Chapter 7 Bankruptcy, more
If you are unsure of your legal rights in the area of bankruptcy, personal injury, worker's compensation, DUI or criminal law, and you are a resident of the various towns and cities more
Many clients who visit with Mark O. Grater Attorney at Law in Groton, CT, are often interested in learning more about achieving financial freedom after personal and more
Bankruptcy MisconceptionsFor those having difficult economic times in New London County, Groton, Ledyard, Norwich, Stonington, Montville, Waterford, Lyme, etc. and who need a more
Injured in an accident in New London County, Connecticut.  It will cost you nothing to determine if there is a settlement available for your personal injury due to an auto more
Auto accident and injury law is a type of civil litigation that aims to hold responsible parties accountable for the injuries or damage their negligence has caused. Before you more
Filing a bankruptcy petition will never be an enjoyable experience, nor will it generate cherished memories. However, bankruptcy can be the basis of some important life lessons and more
When you're dealing with a difficult legal situation, choosing a lawyer is one of the most important decisions you'll make. However, how can you tell which attorney, out of all the more
If you're injured in the course of performing your job duties, workers' compensation insurance is there to help pay for your medical expenses and lost wages, but filing a claim more
With 30 years of experience handling debt relief, workers' compensation claims, estate law, product liability issues, and more, Mark O. Grater Attorney at Law in Groton, more
With 30 years experience handling debt relief, workers compensation, estate law, product liability issues and more, Mark O. Grater, Attorney of Groton, Connecticut is here more