Rochester, New York

Robert A. Schwartz

Robert A. Schwartz

2468 E Henrietta Rd
Rochester, NY 14623
(585) 334-4270
Robert A. Schwartz, Bankruptcy Attorneys, Services, Rochester, New York

When you call the Rochester, NY office of Robert A. Schwartz, you immediately experience a weight off your shoulders. Here, no one judges your current circumstances or how you got here. What this legal team cares about most is helping you find the solution that will alleviate your stress and lead you into a brighter future.

For more than 30 years, New York Attorney Robert A. Schwartz has been helping clients who have become burdened with mortgage, credit card, and other debt. He helps individuals get out from under debt through bankruptcy and other legal action, putting a stop to harassing phone calls, wage garnishment, repossession, foreclosure, and other tactics used by creditors. Additionally, he provides a wide variety of real estate services and power of attorney.

Attorney Schwartz practices in the suburb of Henrietta in Rochester. Whether the issue at hand is an unexpected entrance into the management of an estate after the death of a loved one, the execution of a will, or the purchase or sale of a home, your needs have an experienced resource in Attorney Schwartz.

A skilled attorney will have impeccable negotiation skills and also a strong ability to represent your needs in a court of law should that be necessary. These are just two of the many characteristics held by New York Attorney Robert A. Schwartz. If you need legal assistance, call the office at (585) 334-4270 or visit the website.

Announcements & Events from Robert A. Schwartz
What to Know About Buying Properties As-Is, Rochester, New York
Purchasing a home is both an emotional commitment and a financial investment. When considering a property, knowing a few real estate law terms is always helpful. For more
What Sellers Must Know About the Property Condition Disclosure Act (PCDA), Rochester, New York
A home can have its quirks, such as squeaky floorboards. However, when issues pose hazards, buyers have the right to know before purchasing the property. Under the more
4 Contract Contingencies to Make When Buying a Home, Rochester, New York
Buying a home is a major purchase, so you must protect yourself during the process. Since signing a contract binds you legally to the agreement, it can be difficult to more
3 Life Events That Require People to Change Their Wills, Rochester, New York
As the main part of your estate plan, a will describes how your assets should be handled after you pass away. While initially creating a will with an estate more
The Differences Between a Deed & Property Title, Rochester, New York
Buying a house is a major investment, so it’s important to do thorough research before making a purchase. First, a buyer must understand certain real estate law more
Filing bankruptcy can provide a clean slate for someone facing overwhelming debt. After you file, it’s up to you to make the most of the second chance. Thankfully, more
It's common to fall behind on bills when financial challenges arise, especially if you have mounting debt. Unfortunately, failing to cover automobile loans puts owners at risk of& more
If you have credit card debt, you may regularly receive calls from creditors and collection agencies. When you’re in a difficult financial situation, harassing phone calls more
The first rule of using credit cards is to pay off all charges within the same billing cycle. Cards come with high interest rates, which compound to what you owe. If you have& more
Banks add interest charges to the balances of people who carry any amount of credit card debt. This is the amount one pays for the convenience of borrowing money, and more
If you’re facing financial troubles, filing for bankruptcy will often provide a much-needed clean slate. However, many people want to have this option as a last resort. If more
If you’re facing financial challenges, you might be wondering if you should file for bankruptcy to discharge some of your debts. If you are married, you should know that more
For the right person, bankruptcy offers an accessible path out of debt and the opportunity for a stronger, more secure financial future. But the decision to file is a major one, as more
For most people, buying a home is the biggest financial transaction they'll ever make. Because of the legal and financial considerations that go into a real estate sale, more
Closing on a piece of real estate can be exciting. However, during this time, it’s crucial you maintain composure and insight to garner the best results. Hiring a real estate more
If a homeowner falls behind on mortgage payments, the lender can attempt to repossess the property by initiating foreclosure proceedings. Before it gets to this point, however, the more
When it comes to home foreclosures, New York State homeowners have many legal rights. New York is a judicial foreclosure state, meaning mortgage holders must file lawsuits to more
Any loan product—from credit cards to mortgages—can be categorized as either secured or unsecured. Understanding whether or not a debt is secured can help borrowers prioritize more
Paying off credit card debt is a goal for many families who had to use the funds to pay for emergencies or to maintain their quality of life. The average household debt is $8,000,& more
People often don’t realize the essential role real estate law attorneys play in the home buying and selling process. While an agent may facilitate the deal, having legal more
You may find yourself in a financial crisis for any number of reasons, from the loss of a job to an unexpected medical emergency. When you can't pay your bills, filing for more
Even the most fiscally responsible person can have unexpected debts that they are unable to pay. Medical bills, in particular, can quickly increase in costs—an ambulance ride more
When planning a will or trust with your estate lawyer, your primary focus is likely on your beneficiaries and what assets you want to leave them. However, you should also plan for more
Selling a house is always a major undertaking, which is why most people turn to an experienced agent to guide them through the process. However, the Internet has made more
If you’re looking for options to eliminate debt, bankruptcy protection can provide valuable relief and the chance to get your finances back in order. However, the process can more
If you took out a car loan and find yourself unable to make your monthly payments, there are several options available to resolve the issue, including vehicle more
Every year, hundreds of thousands of people achieve lasting financial freedom by filing for bankruptcy. Still, persistent myths on the topic remain. Despite the benefits, many more
When the pressures of overwhelming debt become too much to manage, harassment by collectors adds stress to the difficult situation. Fortunately, there are steps you can take to more
Starting a business from the ground up is a lot of work, and there’s no guarantee that everything you put in will pay off. That’s why buying franchises is so appealing; they already more
Credit cards are helpful financial tools. If you qualify for an account with no annual fee, for example, and then optimize its rewards, you can make money by spending money. For a more
Real estate closings can be exciting, the day a new home becomes yours. However, this step in the process can also be intimidating, with stacks of papers to sign and enormous sums more
If you are considering declaring bankruptcy because of mounting consumer debt, you are not alone. The average American household has over $16,000 in credit card debt, according more
Having a will in place ensures the distribution of your estate is handled according to your wishes. It allows you to give final gifts to the people you love and care about and more
If creditors are harassing you for money you don’t have and payments you can’t afford to make, you may be wondering what the options are. With help from a debt relief lawyer, it may more
Whenever you decide to finance or lease a car, your lender will retain the rights to it until the last payment has been made on your contract. If you fall behind, the creditor may more
For most people, buying a home is the largest purchase they will ever make. Even if you happen to find an incredible deal on a property, though, it is wise to protect your more
If you’re in debt, you may be subject to wage garnishment, or the automatic withdrawal of funds from your earnings. There are federal laws governing the garnishment of wages, and it’ more
While nobody wants to lose their home, there are some scenarios in which a home foreclosure may actually be beneficial to your situation. A foreclosure will undoubtedly have an more
If a creditor obtains a judgment against you, they can take steps to seize a portion of your wages to recover what you owe. When a creditor serves a Wage garnishment & more
If you’ve fallen so far behind on your debts that you have no hope of keeping your head above water, bankruptcy can be the only way of getting your life back on track. However, more
If you're considering bankruptcy, you want to understand your options and weigh each of them carefully. The decision to file is a major one that can impact your life in ways you may more
While no one likes thinking about what will happen after they're gone, planning for the future can ensure that your wishes will be respected and your loved ones will be taken care more
If finances are tight and you have missed one or more car payments, you may be concerned about vehicle repossession. Since you probably need your car to get to and from work, more
Filing for bankruptcy can be a difficult decision if you’re a business owner. However, business bankruptcy provides debt relief, and according to Robert A. Schwartz in more
If you're struggling to keep your head above water in an ocean of debt, filing for bankruptcy can seem like a literal lifesaver. However, it can also be incredibly intimidating, more
If you're considering bankruptcy, it's in your best interest to hire a bankruptcy attorney to represent you. The laws are complex and a mistake can be costly.  For many more
You might have seen ads for companies promising to help you settle debts for a fraction of what you owe, without the necessity of filing for bankruptcy. While this proposal might more
If you have fallen behind on your mortgage payments and are facing home foreclosure, you may be wondering if an attorney can help you. In general, you should at least consult with more
Making the decision to file for bankruptcy is a crucial first step toward reclaiming your life from debt, but which program should you file for? The bankruptcy code provides several more
While bankruptcy can offer immediate debt relief, which certainly sounds attractive if you're being hounded by debt collectors or facing a potential lawsuit. However, there are many more
Navigating difficult financial times can be especially complicated for small business owners. Whether you need to reorganize your company’s debts to continue operations or are more
For those struggling to pay huge amounts of credit card debt, it's important to understand that creditors may be willing to settle your debt for less than you owe. This is a viable more
Owning a small business in financial distress can be extremely stressful. Business owners must meet demands from suppliers and keep their payroll current just to stay in more
Life is unpredictable, so you'll often find yourself facing major changes that realign your priorities as you drift away from older obligations and take on new ones. While many more
Your home is likely the place where you feel safest in the world. If you're considering bankruptcy, you're probably wondering what could happen to your home. Bankruptcy attorney and more
Often times Bankruptcy is the only reasonable solution to resolve financial issues. However, bankruptcy can have an effect on your financial future, which is why it should more
If you are drowning in debt, you may be looking for a way out that doesn’t involve bankruptcy; however, there is a lot of misinformation circulating about bankruptcy, and there is more
For investors interested in adding real estate to their portfolios, foreclosed properties can be an extremely attractive option. Purchasing a foreclosed home does involve more steps more
Foreclosing on a home is never an easy decision. But when you do decide that it's the best decision for you and your family, it’s imperative that you refresh your knowledge of home more
Filing for bankruptcy can be a complicated process. You are required to provide full and complete information about everything you own or have an interest in, and all of your more
The idea of losing one's vehicle to creditors is something no one wants to consider. Unfortunately, vehicle repossession can happen to the most well-meaning people, but more
Facing a home foreclosure is stressful, but the situation is not hopeless. Debt relief lawyer Robert A. Schwartz, in Rochester, NY, explains what to do if foreclosure is looming. more
Wills and estates can be complicated to manage on your own. That’s why it’s important to consult with a wills and estate lawyer, such as Robert A. Schwartz in Rochester, NY. He has more
The pain and trauma surrounding the death of a loved one can leave you paralyzed, but if you find yourself in this situation, there are details you'll need to attend to if you want more
Wills are documents which set forth how a person's property is to be distributed upon their death.  A will also allows a person to nominate who will be in charge of handling more
Credit cards provide consumers with a significant amount of freedom and buying power, but economists agree that there are certain types of financing that everyone should avoid, and more
Running a company that spends more money than it earns can be incredibly stressful. When a business declares bankruptcy, it affects not just the owner and his or her family, but all more
When you've fallen behind on your mortgage payments, catching up can seem like an overwhelming, impossible task. Often times your lender may offer you a repayment plan with payments more
Living in the shadow of debts you can't pay is incredibly stressful, especially when your creditors have the ability to garnish your wages. If you owe student loans, back taxes, more
If you are burdened with debt and have creditors chasing you, you may be subject to wage garnishment under New York State Law. Sometimes, people who are on the verge of bankruptcy more
When a lender is threatening to repossess your car, truck, or motorcycle, you may feel overwhelmed and helpless, especially when they demand large sums of money that you simply don' more
Estate planning ensures that your assets will be distributed in the way you wish after you're gone.  It also provides a measure of comfort to your loved ones in the wake of more
When you're unable to pay your credit card debt or other unsecured accounts, catching up can seem impossible. Late charges, over the limit fees, and interest multiply the more
Filing for bankruptcy entails a complex legal process that can best be handled by a qualified debt relief lawyer. Attorney Robert A. Schwartz in Rochester, NY, has been providing more
While New York law allows you to represent yourself in almost any legal proceeding, your interests are almost always better served by hiring an experienced attorney, especially when more
The decision to file for bankruptcy should never be taken lightly.  When debt is overwhelming, Bankruptcy is a means to take back control of your financial future. For more 30 more
The decision to file for bankruptcy can be a difficult one. One financial situation added onto another can create a crisis for any individual or family. Seeking the help of a debt more
When overwhelming debts become impossible to repay, bankruptcy can be a step towards financial health. Individuals, married couples, as well as businesses can use bankruptcy to halt more
When you can't pay your debts and are falling further behind because of late fees, filing for bankruptcy gives you a fresh start with regard to your finances. However, the law is more
When you're filing for bankruptcy, having an experienced attorney represent you is necessary insure that all debt subject to discharge is eliminated and to further insure that you more
Dealing with the legal system often involves very high stakes, with consequences that can seriously impact the rest of your life. Having the right legal representative on your side more
When the phone won’t stop ringing because collections agencies are calling, and your mailbox is filling up with more bills than you can count, it’s time to figure out a solution.& more
Most people interact with the legal process only a few times in their lives, which means they often don't know what to do when it's time to hire an attorney. Robert A. Schwartz, more
Many people who are struggling with debts put off filing for bankruptcy, often because they don't understand the benefits or are confused about the legal process. Robert A. Schwartz, more
When you're burdened by unmanageable debt, creditor harassment, threats of wage garnishment, or the possibility of vehicle repossession or foreclosure it can seem overwhelming. more