O'Fallon, Missouri

Alternatives Insurance Agency

We are dedicated to providing every client with an insurance product tailored to fit their individual needs.

Alternatives Insurance Agency

206 Terra Lane West Suite B
O Fallon, MO 63366
Alternatives Insurance Agency, Insurance Agencies, Services, O Fallon, Missouri

Since its inception more than 20 years ago, Alternatives Insurance® Agency has been providing clients with laudable insurance services that are tailored to fit their individual needs. Their team of dedicated experts proudly serves the residents of North and West St. Louis, Saint Charles, and Jefferson Counties.

Despite having numerous offices for their clients’ convenience, each Alternatives Insurance® Agency location is operated by a committed individual who will offer you personalized attention and properly formulate a coverage package precisely customized to your specific needs. Their expertise, along with their A-list carriers and affiliates – such as Travelers, Safeco, AAA, EMC, Chubb, Progressive, West Bond, and many more –  provide you with the essential tools to help navigate whatever life throws at you.

Alternatives Insurance® Agency offers a full line of insurance packages catering to every financial situation, including Homeowners Insurance, Auto Insurance, Motorcycle Insurance, and Boat (Watercraft) Insurance. They are also dedicated to providing guidance and advice along the way. They continuously review, improve, and renew their products to offer you only the best insurance packages available to ensure your needs are completely and competitively met.

To learn more about Alternatives Insurance® Agency’s services, call (636) 978-7260 or visit their website today.

Announcements & Events from Alternatives Insurance Agency
4 Tips for Choosing the Best Homeowners Insurance Policy, O'Fallon, Missouri
When you are in the market for a homeowners insurance policy, it can be tempting to choose the least expensive policy you can find. However, if you experience a claim with ...read more
Need Boat Insurance? Call Alternatives Insurance Agency, O'Fallon, Missouri
With spring finally here and summer just around the corner, it's easy for your thoughts to turn to all the great days you'll have out on your boat, enjoying the fine weather with fri...read more
5 Benefits of Renters Insurance Explained by Missouri's Top Insurance Agency, O'Fallon, Missouri
Since insurance is typically used to protect high-value items, most people think of homeowners insurance or car insurance when considering coverage. However, renters insurance c...read more
Safety Tips for Sharing the Road With Motorcycles: Advice From Missouri's Car Insurance Experts, O'Fallon, Missouri
When spring finally arrives in Missouri, motorcycles take to the streets and highways again. The local car insurance experts at Alternatives Insurance® Agency know what it takes...read more
Things You Should Know Before Buying Homeowners Insurance, O'Fallon, Missouri
Choosing homeowners insurance is a big deal, because a home is the largest single investment most people will ever make. The dedicated agents from Alternatives Insurance® Agency...read more
During the winter months, it's important to always be prepared for the unexpected. Whether you have car trouble or busted pipes in your home, make sure you are covered. Now is a good...read more
Winters in Missouri can get messy, with ice and snow making the local streets treacherous for drivers. The car insurance experts at Alternatives Insurance® Agency have help...read more
Like most states, Missouri law requires all drivers to have minimum auto insurance to cover damages or injuries to other drivers involved in car accidents. The team of expe...read more
For over 15 years, the agents at Alternatives Insurance® Agency in O'Fallon, Troy and Wentzville MO. have been helping people make sense of their homeowners insur...read more
With summer over, now is the time of year for homeowners to establish a fall home maintenance checklist. While we still have a few more weeks of warm weather, be sure ...read more
Many families will be taking their boats to Missouri's lakes and rivers this coming Labor Day weekend. With three locations across Missouri, Alternatives Insurance Agency h...read more
Recent southeast Missouri earthquakes serve as reminder homeowners should consider buying coverageState insurance regulators’ findings indicate coverage crisis in southeast MissouriJ...read more
Shopping for car, home or life insurance can be overwhelming, with details and policy provisions that can make it difficult to determine if you have all the coverage you need without...read more
The independent agents at Alternatives Insurance® Agency have been helping people in St. Charles, Lincoln and surrounding counties in Missouri find auto insurance...read more
The summer months are upon us, and it's the season that classic car collectors live for. Whether you're looking forward to a long road trip or showing off your pride and joy in an an...read more