Totowa, New Jersey

North Jersey Federal Credit Union

North Jersey Federal Credit Union

711 Union Blvd.
Totowa, NJ 07512
(973) 785-9200
North Jersey Federal Credit Union, Credit Unions, Finance, Totowa, New Jersey

Credit unions can be an easy, cost-effective alternative to banks, as they are often smaller, local and more personable when handling finances. Residents in Totowa, NJ, can establish a relationship with North Jersey Federal Credit Union, a local credit union serving Passaic County that is committed to providing financial freedom for their members. 

For over 80 years, this credit union has understood that each financial journey is different. Built on a reputation for personalized and friendly service, they provide members a truly customized experience with their flexible options and payment schedules. 

As part of their complete customer satisfaction, a more friendly, open and honest approach to personal finances is maintained. To this credit union, members are more than a credit score. Each staff member will ask questions about a member’s life to determine the best option for them. Whether customers are taking that first leap into buying a first home and need a mortgage loan, or they have found the perfect vehicle and need a car loan, the staff is committed to finding low rates and payment schedules that make the most sense for every individual.

Business owners can also take advantage of the comprehensive line of financial services and products which include business loans with extended terms and varying types of money market accounts.

For a financial institution that is committed to strengthening the relationship between their members and the community, contact North Jersey Federal Credit Union at (973) 785-9200. You can also visit their website or Facebook for more information.

Announcements & Events from North Jersey Federal Credit Union
Why Young People Should Choose Credit Unions Over Banks, Totowa, New Jersey
As teenagers, most people use the same bank as their parents or don’t have an account of their own. However, becoming an adult means making your own decisions, including which f...read more
3 Reasons to Open Savings Accounts for Your Children, Totowa, New Jersey
Perhaps your children dream of traveling the world someday, or maybe they’d like to attend an expensive top college. Whatever their goals might be, bringing their visions to lif...read more
How Do Fixed & Variable Rate Mortgage Loans Differ?, Totowa, New Jersey
When you’re borrowing money to buy a home, you’ll have to decide whether to go with a fixed-rate or variable-rate mortgage loan. Both have their pros and cons, and what you sele...read more
The Do's & Don’ts of Personal Loans, Totowa, New Jersey
Whether it’s to pay off credit card debt or invest in a home remodeling project, there are many reasons to consider taking out a personal loan. Before you head to a bank or...read more
What You Should Know About Home Equity Lines of Credit, Totowa, New Jersey
Instead of taking out a second mortgage loan, some homeowners apply for a home equity line of credit (HELOC). HELOCs cover repairs or property upgrades that they ...read more
Buying your first home is an exciting adventure, but it can also be stressful and overwhelming for those who’ve never been through the process. To ensure you have the tools to achiev...read more
If you used financing to buy your vehicle, you may want to consider refinancing your car loan at some point. Doing so could end up saving you money by lowering your monthly payment, ...read more
Millennials have a complicated relationship with money thanks in part to the Great Recession and the burden of student loans. These factors and a lack of financial preparedness ...read more
Credit cards have many benefits, from convenient daily transactions to building credit over the long term. If you’re considering a new credit card, look to a credit un...read more
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Bank accounts are convenient and safe ways to access cash, pay bills, and begin saving. Unfortunately, there’s a common misconception that undocumented immigrants can’t have the...read more
Big savings are on the way. For the holiday season, North Jersey Federal Credit Union is upping the ante by offering even higher annual percentage yields (APYs) rates for certif...read more
Buying your first home is a major life milestone, but it can also be an intimidating experience, especially with so much at stake. What do you need to secure a mortgage loan, and how...read more
Money markets combine the benefits of both savings and checking accounts. They’re versatile options that nearly all savers should consider exploring with their local bank or credit u...read more
Home ownership is the essence of the American dream. Planting roots, taking pride in property ownership, and securing a future are all important parts of buying a home. Unf...read more
The old expression “opposites attract” doesn’t apply to finances. If one person is a saver and the other routinely has an empty bank account, the mismatch often causes tension –...read more
While better than a poor credit score, having fair credit entails some challenges, including securing a car loan. These loans typically favor people with scores in the good to e...read more
Buying a home is always exciting, but before you can purchase your dream house, you’ll need to find a mortgage loan. While traditional banks and lenders can help you get financing, t...read more
For some, home ownership is the epitome of the American dream. Having your own place provides financial peace of mind. Unfortunately, there is a misconception that noncitizens won’t ...read more
Having some money set aside for a rainy day gives you the resources to handle unexpected car repairs or other emergencies without going into debt. However, making those contributions...read more
Taking care of an elderly loved one can be challenging, but when the time comes to start managing their finances, the task can be difficult. You are charged with looking after their ...read more
If you’ve mainly used banks for managing your finances, you might be pleasantly surprised by switching to a credit union. Both financial institutions may seem to provide similar serv...read more
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Buying a house is both exciting and stressful. You have to find the right property and secure a good mortgage to finance the purchase. There are two main types of financial instituti...read more
When you need to decide where to store your financial assets, credit unions have become a popular option for millennials. While there are a number of financial institutions...read more
Having trust in a financial institution is a must when doing business. That’s why more people are opting to work with credit unions, which offer improved customer service and lo...read more
Whether you’re applying for a loan or opening a savings account, you want to choose an institution that values your money. While a bank is the more traditional source of financi...read more
The economic climate in which millennials grew up has led them to approach investing differently than previous generations. While they are highly motivated to save, the majority of y...read more
Are you looking for a personal loan but you have a poor credit score? While this affects the interest rates you’re charged, there are banks and local credit unions that off...read more
Life and its unexpected twists and turns can trigger the need for additional funds. While applying for a personal loan is a popular solution, undocumented immigrants may feel they do...read more
Credit unions differ from traditional banks because they prioritize the success of their members and the local economy. Composed of members and employees who also live and work local...read more
When it comes to getting a home or car loan, local credit unions or community banks may have an edge over larger, national companies. Members and customers are more likely to experie...read more
Whether it's to withdraw cash from ATMs or obtain a car loan, having a credit union or banking relationship is a must-have. It's just as important for immigrants who don't have ...read more
If you’re in search of a car loan, you may be wondering which option is best for you. For many, securing a loan through a local credit union offers numerous benefits. Below are ...read more
For immigrants living in America who do not have the proper residency documents, buying a home is still possible if they have an individual tax identification number, also known...read more
One of the most important factors of any loan is the interest rate. Unfortunately, for many individuals, finding a bank that’s willing to offer low-rate loans can be a challenge...read more
Many financial services require a lot of paperwork and identification, but if you’re an undocumented immigrant, you can easily join a bank with the Individual Taxpayer Identific...read more
Most individuals desire the convenience and safety of an institution to store their money, but before opening an account, you have to choose between a credit union and a traditional ...read more
Obtaining bank services for undocumented immigrants may often seem like an impossible task. But in reality, there are many banks and credit unions in the United States that can help ...read more
When you’re ready to start your dream business or take the next step in your company, you might need extra funds to get you started. Fortunately, credit union loans can giv...read more