Wapakoneta, Ohio

1st Choice Financial

Everyone Should Have Cash When They Need It!

1st Choice Financial

116 E Auglaize St, Ste B
Wapakoneta, OH 45895
(419) 738­-3560
1st Choice Financial, Cash Loans, Services, Wapakoneta, Ohio

When you're hit with unexpected car repairs or unusually high utility bills, turn to 1st Choice Financial. With nine locations throughout Ohio and an established reputation for fair policies and friendly service, their teams are committed to helping everyone get the cash they need when they need it. The staff at 1st Choice Financial specializes in helping those with bad credit get out of difficult financial situations.

Whether you need a quick payday loan, a personal loan to cover emergency expenses, or help paying off other debts, you can depend on 1st Choice Financial for fast service at affordable rates. They know how difficult getting approved for a loan can be — especially when you need money in a hurry. This is why they strive to get as many of their customers approved as possible.

In addition to prompt attention and a wide range of services that can be tailored to your needs, the team at 1st Choice Financial provide the friendliest, most courteous service in the industry. They want each individual customer to leave satisfied with a smile on their face. After experiencing the fair, respectful treatment you'll find at your local 1st Choice Financial branch, you'll never want go anywhere else.

Life has a way of throwing up unexpected challenges, but you don't have to face them on your own. Visit your nearest 1st Choice Financial location today to find out how they can help you get the small loan you need to get your finances back on track.

Announcements & Events from 1st Choice Financial
How a Small Personal Loan Can Help With Your Holiday Shopping, Wapakoneta, Ohio
A holiday shopping list can take a toll on your budget, but taking out a small loan can help you avoid an end-of-year financial burden. The specialists at 1st Choice Financial work w...read more
How 1st Choice Financial Can Help You With Debt Relief, Wapakoneta, Ohio
Imagine applying for a loan without worrying your credit report will block favorable rates and loan terms. If your score is less-than-excellent, debt relief is the way...read more
Bad Credit? You Can Still Get a Small Loan - Here's How!, Wapakoneta, Ohio
Unexpected expenses have a way of surprising everyone, but if you have bad credit, finding the money you need to cover those costs can be especially difficult. Unfortunately, bad cre...read more
3 Benefits of Getting a Payday Loan, Wapakoneta, Ohio
Life throws a lot of unexpected curve balls, from broken appliances to emergency car repairs. If you don’t have the cash on hand, dealing with these situations is almost impossible. ...read more
5 Items Needed for an Easy Payday Loan Application Process, Wapakoneta, Ohio
Applying for a payday loan is easier than you may think. When you partner with 1st Choice Financial at one of its nine Ohio locations, the process is fast, convenient, and offers a s...read more
When caught in life's twists and turns, it’s not always easy to keep cash on hand for financial emergencies. If the situation is urgent, a payday loan can serve as an ...read more
Emergencies happen, but when your car breaks down, it can turn a good day into a catastrophe in no time at all. Even small repairs can be expensive, and if you lack a rainy-day fund ...read more
Emergency financial situations seem to always occur after a paycheck has been used to pay all the monthly bills. When access to funds is needed right away, a cash advance can offer s...read more
There are times in life when access to extra money is an immediate priority. Unfortunately, some people don’t consider applying for a cash loan because they fear they won’t qualify. ...read more
Many individuals find themselves in need of a loan to cover an unexpected expense arising from job loss, illness, or reduced work hours. Whatever the case might be, it isn’t always e...read more
Everyday expenses have a way of throwing off your budget, but finding the funds to cover your expenses on short notice can be difficult. Emergencies happen, and when you need money f...read more
Unfortunate events happen when we least expect them, and sometimes you might be in a pinch for some quick money to hold you over until your next paycheck. Maybe your car just broke d...read more
When you need money for a major purchase or to pay for an emergency expense, the last thing you want is to be held back by a bad credit score. For over a decade, 1st Choice Fina...read more
When confronted with unexpected expenses, payday loans are an excellent way to obtain a small loan. The process of securing such a loan is fairly simple, and many cust...read more
An unsecured loan is a type of financing option that is offered by many cash loan companies. According to 1st Choice Financial in Ohio, when a debt is unsecured, it means y...read more
Debt has a way of sneaking up on people, even when you think you’re being cautious with your finances. While bankruptcy may be an option, there are other ways you can get debt relief...read more
If you are in need of some cash for a sudden expense like a car repair or medical bills, you might be wondering if you ought to take out a payday loan or a personal loan. 1st Choice ...read more
Strapped for cash, the thought of having to apply for a personal loan can be intimidating and even a bit scary. Luckily, it doesn’t have to be when you get an arranged loan at 1...read more
As a comprehensive financial services firm in Ohio, 1st Choice Financial isn’t just committed to making the cash loan process easy and quick — they also make it a priority to help co...read more
Excessive debt can make every aspect of life more difficult, interfering with your ability to save for retirement, handle financial emergencies, or qualify for a loan. If most of you...read more
When you need an emergency expense covered, a personal loan can be an easier and more financially-friendly option than putting charges on your credit card. But considering that lende...read more
Finding a personal loan can be difficult for many people. If you don’t have much experience with banks or credit, the process can seem daunting. However, 1st Choice Financi...read more
"If I did not have the advantage of a payday loan, I wouldn't be able to pay for things like my medicine when I run out,” claims one payday loan customer in a letter to lawmakers. 1s...read more
An unexpected car breakdown or higher-than-normal utility bill can be devastating to your personal finances, especially if you don't have a lot in the bank. In these situations, you ...read more
With new regulations on payday loans put into place by the Consumer Financial Protection Bureau or CFPB, every financial services provider needs to beware. These rules are hundreds o...read more
No lifetime is entirely free of emergencies and financial disasters. When the unforeseen happens, some people need more help than others, especially if they don’t have a strong finan...read more
While many people with debt feel they can handle it on their own, 1st Choice Financial explains that by working with a debt relief professional, it can make the process a lot less st...read more
When unexpected emergencies arise, a cash loan can provide a valuable lifeline to get you through tough times. However, you might be worried about taking on another financial obligat...read more
A personal loan can be an excellent way to consolidate debt, or you can use one for financing a big-ticket purchase, such as a car or a large appliance. But to get the most out ...read more
In today’s financial climate, a bad credit score is often seen as the big bad wolf that can blow away your economic vitality. But while bad credit can affect your ability to sec...read more
No matter how well you plan, emergencies can arise unexpectedly — and sometimes you need a bit of financing to hold you over until your next payday. A short-term loan may be the best...read more
When you are low on funds, a personal loan can be an excellent way to help you pay for unexpected financial situations, assist with important purchases, or consolidate other debts. A...read more
Life has a way of throwing unexpected financial curveballs that can leave you scrambling for cash. One way to fill the gap is to take out a loan. With nine offices throughout Ohio, 1...read more
You received a much-needed personal loan to pay for some unexpected expenses. So how do you keep the costs of having that loan to a minimum? It can be accomplished with some ideal pl...read more
In this day and age, everyone should have cash when they need it, and no one knows that better than 1st Choice Financial. Their team of personal loan professionals is dedicated to he...read more
Whether it’s a car repair or a medical emergency, not having the extra cash to pay for unexpected expenses can cause some to seek out bad credit loans. As a debt relief company, 1st ...read more
Since the 2008 economic collapse, many banks, lenders, and other financial institutions have come under fire for unfair lending practices. This is especially true for those that spec...read more