Amherst, New York
2150 Wehrle Drive, Suite 200
Amherst, NY 14221
716-633-0501

Why It's Still a Good Time to Buy or Sell Your Home in the Winter: Tips From Loan Consultants February 12, 2016

Amherst, Erie
Why It's Still a Good Time to Buy or Sell Your Home in the Winter: Tips From Loan Consultants, Amherst, New York

While spring and summer are peak seasons for buying and selling a home, there are advantages to closing a deal during winter months. Since the real estate market is less active during these months, it can give you greater leverage. Also, a less active market means your realtor will have more time to tend to your needs. 

Below, the loan consultants at New York's Premium Mortgage Corporation list three tips designed to help home buyers and sellers as they prepare to dive into the winter real estate market. 

image

  • Familiarize Yourself With Online Mortgage Tools: If you're a buyer who's worried about being able to afford a home, spend time exploring online mortgage calculators. First you'll need to determine what kind of down payment you can manage. Experiment with different purchase amounts, as this will impact the size of your monthly payment. You'll quickly be able to see just how much home you can afford.
  • Explore Online Listings: Online listings will give you a sense of which neighborhoods you can afford and will truly get you into the spirit of buying a home. If you're a potential seller, these listings will help give you an idea of what prices homes similar to yours are commanding in the market.
  • Consult A Mortgage Loan Officer: A capable loan officer can help you decide which loan products best meet your needs and can give you advice on how factors such as interest rates and your credit score may impact your loan.

The loan consultants at Premium Mortgage Corporation have the experience and knowledge to help make your winter real estate transaction a smooth and pleasant one. Whether you're a first-time buyer looking to purchase a house or condo, or a seller seeking to upgrade to a nicer property, the company's team of professionals can help you make smart choices.

Get in touch with Premium Mortgage Corporation via the following contact information to learn how their loan consultant professionals can work for you.

Corporate Contact information:
2541 Monroe Avenue, Rochester, NY 14618
1-877-690-7240
NMLS# 3254Equal Housing Lender
Licensed Mortgage Banker NYSDFS

Other Announcements, Events and Deals from Premium Mortgage Corporation
The Benefits & Risks of Co-Signing a Mortgage Loan, Amherst, New York
Divorce, foreclosure, and bankruptcies can obliterate a person's credit, making it difficult to get a mortgage loan. Sympathetic lenders may be willing to proceed with financing if t...read more
How to Get a Mortgage Loan with a Low Credit Score, Amherst, New York
The idea that a low credit score prevents you from owning a home is an outdated concept. There are plenty of lenders willing to work with you, but it may cost you higher interest rat...read more
What You Need to Know About Qualifying for a Mortgage Loan if You’re Self-Employed, Amherst, New York
There are many advantages to being self-employed, but when it comes to qualifying for a mortgage loan, you’ll find lenders don’t typically view this work status favorably. However, a...read more
3 Tips on Hosting the Holidays While Selling Your Home, Amherst, New York
While the holidays are stressful, selling your home is even more so. When these two events are combined, you could be looking at quite the challenge, which is why the mortgage loan p...read more
Mortgage Loan Experts Explain Important Aspects You Should Know About Home Sale Contingencies, Amherst, New York
Home sale contingencies play a role in many real estate transactions. A buyer may include a contingency clause in their offer to purchase a property if they also have a home on the m...read more