Share:

Many people who are struggling with debts put off filing for bankruptcy, often because they don't understand the benefits or are confused about the legal process. Robert A. Schwartz, an experienced bankruptcy attorney in Rochester, NY understands what a difficult decision seeking legal debt relief can be.

Here, he would like to answer a few of the most frequently asked questions regarding bankruptcy:

  • Should Bankruptcy Be My First Option? Depending on the specific nature of your situation, bankruptcy may be the ideal solution to your problems. However, your attorney will be able to identify other potential strategies, such as debt reduction or consolidation, which don't have the same negative impact on your credit as bankruptcy.
  • How Do I Find An Attorney? Having a trusted professional guide you through the process makes the entire process easier and can help you avoid some of the most common mistakes. Ask family, friends, and coworkers for any recommendations, research with the Better Business Bureau, and ask any attorneys, doctors, or business owners if they have a bankruptcy attorney in their professional networks.
  • Should I Get Rid Of My Assets So I Don't Lose Them In The Bankruptcy? Absolutely not. The trustee will examine your records and look for any potential fraud, so avoid making large purchases of more than $500 for two months before you file.

Robert A. Schwartz has built his career helping people stop home foreclosures, avoid wage garnishment, and get a second chance at life. Visit his website for more answers to your bankruptcy questions, or call (585) 351-2929 for a consultation.

tracking