When it comes to mortgage refinancing—and finally achieving the goal of homeownership—affordability (combined with feasibility) is always the quickest way to the finish line. That's where Premium Mortgage Corporation can help. For years, the company's mortgage loan officers and loan consultants have been dedicated to providing every client with options that are custom designed to their needs.
How should you approach the idea of mortgage refinancing? The first step is to weigh the pros and cons of the process—carefully, meticulously, and realistically. It's always necessary to look past the immediate savings aspect, (e.g., how much you stand to pay in the long run), especially if you're living paycheck-to-paycheck. But if you signed a 30-year loan and plant to stay for quite some time, refinancing can make your payments much more affordable.
Be sure to have all relevant documents already compiled when you apply for mortgage refinancing. Most lenders will need to see pay stubs, bank and brokerage statements, income tax statements, etc. Remember that you'll need to submit proof of your income. And know exactly what your credit score is before you undertake the refinancing process, so you'll know exactly where you stand.
Finally, turn to Premium Mortgage Corporation to find the best refinancing program for your needs and budget. The experienced loan officers can help you save hundreds each month and thousands each year on your mortgage. To find out more, visit the company online, or contact their team at:
2541 Monroe Avenue, Rochester, NY 14618
Equal Housing Lender
Licensed Mortgage Banker NYSDFS