Owning a boat is an exhilarating and rewarding experience, but lurking in the waters are all kinds of potential dangers that can be very costly should an accident occur. First Choice Insurance in Fairfield, Ohio has you covered through a variety of affordable boater insurance policies.

There are several different types of coverages available, and finding the plan that fits your needs is where the professional agents at First Choice Insurance excel.

Agreed Value Plan: If you want an insurance policy that covers the total loss of your boat, an agreed value plan entitles you to the full agreed value without adjustments for depreciation. An actual cash value policy pays you the cash value of your boat at the time of the claim. Not sure which coverage to go with? The specialists at First Choice Insurance will gladly walk you through each plan to ensure that you have the right coverage.

Boat Liability Insurance: Consider boat liability insurance to protect you if your boat causes personal injury or property damage. A hull policy includes coverage for your boat, electrical equipment, and motor, protecting you in the event of an accident.

Medical Coverage Policy: Likewise, injuries are often a consequence of boating accidents. A medical coverage policy from First Choice Insurance pays for any expenses that result from injuries sustained during an accident.

Environmental Policy: You can also get a quote on an environmental policy from First Choice Insurance that pays for any environmental damage caused by your damaged boat in the event of an accident. Talk to the agents to learn more about how this type of plan works if you are found liable for the accident and its resulting pollution.

Boat owners have relied on First Choice Insurance for more than 30 years for all of their coverage needs. Greater Cincinnati’s leading insurance broker has earned a reputation for providing fully-protected plans and low premium payments for auto insurance, motorcycle insurance, homeowner's insurance and high risk insurance.

For a free quote or to make an appointment, call First Choice Insurance at (513) 860-0666 or visit the website to learn more about the range of policies available.