When it comes to fun and freedom, few things are as enjoyable as the motorcycle. However, before you eagerly head out on any summer road trips, make sure you have an insurance policy that adequately covers your valuable investment. First Choice Insurance, an independent insurance agency in Hamilton, OH, has some tips to make sure both you and your bike are covered.

Just like auto insurance, most motorcycle insurance policies should have injury and property damage liability coverage, personal injury protection, and collision coverage. These minimums will protect you from liability and damages to your bike. However, motorcycles have some unique requirements which might require some additions to your policy, such as:

• Guest Passenger Liability Coverage: If you occasionally have a passenger behind you, you might be surprised to learn that your personal injury policy may not cover the other person. In some states, you'll have to purchase an additional liability policy to protect your guests.
• Custom Parts and Equipment Coverage: If, like most people, you've customized your motorcycle, you might want to add a policy that takes into account your valuable investments.
• Transport Trailer Damage Insurance: You might also be surprised to find that your auto insurance policy probably doesn't cover damage to your motorcycle if you're in an accident while you're towing it on a trailer. In this case, you'll want additional insurance to cover both the trailer and your bike.

Visit First Choice Insurance online for everything from homeowners insurance to auto insurance quotes, or call (513) 860-0666 for help making sure you and your bike are covered.