If you are looking to buy a house, you may already know that it is a complex process that might seem a little overwhelming, but a little advance planning and preparation can make it much smoother while optimizing your results.  EXIT Realty Nexus, a leading realtor in Minneapolis, urges all buyers to get pre-approved for a mortgage before even looking at houses for sale. Taking this step has a variety of benefits that will make your home less stressful and more enjoyable, such as:

• A realistic budget. Knowing in advance how much you're approved for will help narrow down your search to those properties for sale that you can afford.
• More successful negotiations. When sellers know that you've already been approved for a home loan, they are often more motivated to negotiate, since they know the financing is already secured and you'll be able to close on time.
• The best selection. Applying without the time pressure of a deal underway will give your loan officer the opportunity to find the best mortgage loan program for your finances. Over time, this could save you thousands of dollars.
• Maximizing tax incentives. Pre-approval will help you figure out the most appropriate tax strategy, which can also result in a substantial savings.
• Credit preparation. If you're facing any credit challenges, a loan consultant will be able to identify them and provide solutions to problems that, if they were encountered later in the process, could actually derail a deal on your dream home.

Visit EXIT Realty Nexus online to start browsing their extensive properties for sale, or call (612) 281-1033 to speak with a luxury real estate expert today.