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Social Security Disability Insurance is an immensely beneficial, although often poorly understood, government program designed to protect American workers who can no longer work due to an injury or serious illness. The complexity of the rules in determining who is eligible for Social Security Disability and the lengthy process involved leads to a great deal of misinformation circulating about this program. 

Vincent Criscuolo & Associates, social security disability lawyers based in Rochester, are here to explain some of the finer points of this benefit program:

  • SSDI is intended for disabled Americans who have spent at least 10 years in the workforce, including at least five of the last 10 years before they were injured. Younger workers can also qualify if they became disabled before they could have been working that long.
  • There is no set rate for disability insurance payments. Instead, your benefits will be calculated based on your lifetime earnings up until the time you could no longer work.
  • If the Social Security administration decides you are disabled, you will also be eligible for Medicare or Medicaid, depending largely on your age and income level.
  • Even if you do possess assets and savings, you may still qualify for SSDI if you are unable to generate new income.
  • Depending on how long your disability is expected to last, you may also be able to have your student loans canceled as a result of your condition.

Having the assistance of an experienced disability attorney can help expedite your claims process. Visit Vincent Criscuolo & Associates online or call (585) 232-3240 to schedule a free consultation today.

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