When pursuing home insurance coverage, you will typically be asked to take a home inventory. Such a record will give you a comprehensive list of everything you own, which can tell you how much insurance you're going to require and what type of plan is best suited to your situation and needs. Below, the Kramer-Myers & Werring-Dickerson home insurance agency in Batavia, Ohio, offers a brief overview of how to complete this process.

Start in the Basement & Work Your Way Up

Taking an inventory room by room is the most effective way of getting the job done and efficiently managing one's time. Start in the basement and work your way through each room and each level of the home. Think of every room in terms of a clock — start at noon and move around the space in a clockwise position. This way, you'll hit every nook and cranny and create the most detailed inventory possible.

Get in the Habit of Saving Receipts

Chances are you don't have a receipt for that piece of artwork you purchased 20 years ago, or for that antique that's been passed down in your family for generations. Obviously, appraising items can be difficult without a receipt. Moving forward, get in the habit of saving receipts for all your big-ticket purchases. Even if you don't need those receipts for years to come, knowing what you paid for something at the time of purchase helps determine value further down the road.

Take Photos of Valuable Items

Pictures really can speak a thousand words. You can include an item and a description on an inventory form and not even come close to providing the amount of detail a simple photograph offers. Photos will give you a clear idea of what condition an item is in, which will be invaluable should you need to make a home insurance claim.

To obtain a home insurance quote, contact Kramer-Myers & Werring-Dickerson. Since 1960, they've been providing insurance solutions for the Batavia and Blanchester areas. Call (513) 732-1461, visit their website, or message them on Facebook or Google+ and get home insurance protection for your family and your future.