If you’ve been hurt in an accident, the insurance company might approach you with a personal injury settlement offer before your wounds have even fully healed. Depending on your financial situation and the extent of your personal injuries, these offers of fast payments and reduced headaches might seem really attractive. Unfortunately, trying to deal with the insurer without the help of an attorney usually leads to expensive mistakes that could seriously diminish the value of your claim.

Mistakes You Can Make Settling Your Claim Without a Lawyer

Accepting Lower Settlements

The insurance company’s initial offers usually won’t cover all of your losses and nonmonetary damages, and it might not even be enough to pay your medical bills. A personal injury attorney will be able to calculate exactly how much your claim is worth and will work to ensure you get every dollar you deserve.

Not Negotiating Aggressively Enough

Knowing your rights under the law and what evidence you’ll need to prove your case puts you in a stronger bargaining position. Insurance adjusters have a variety of legal tools at their disposal to undermine valid claims, which are especially effective on those who have never gone through the process before. A skilled lawyer will know exactly what your damages are worth and how to effectively counteract common strategies used by insurers to minimize awards to accident victims.

Quickly Accepting an Insurance Settlement

Accepting an insurance settlement means giving up your right to seek additional damages, which is no big deal if you’ve been correctly diagnosed and have gotten all the treatment you need. But what if your injuries turn out to be a lot worse than originally thought? Once you’ve settled, any further medical expenses have to come out of your own pocket, so it pays to have a professional review your case and collect all the information before accepting a settlement.

Whether you’ve been hurt in an auto accident or suffered medical practice injuries, Steven P. Ciardiello, Esq., P.C. will represent your interests and work diligently to collect the compensation you deserve. With over 30 years experience and a reputation throughout Hamden, CT, for aggressive representation and sound legal advice, you can rely on this law firm to help achieve the best possible outcome for you and your family. To discuss your case and meet with a trusted personal injury attorney, visit their website or call (203) 248-8000 today.