Real estate financing and inspections are closely related, so you may need to have your home reviewed by a professional septic service before getting approved for a home loan. Green Acres Septic Tank Service in Calloway County offers septic repairs and maintenance throughout Mid-Missouri. Below, they discuss the importance of an inspection for your mortgage.

What the Inspection Tells You

The septic service will look at all the components of the system, from the tank to the drain field. They will ensure the system is large enough for the home and that all the parts, such as the drain lines and pump, are in good condition. After checking for cracks or other issues that could impact the security of the system, they’ll test the sludge level and make sure that the tank has been sufficiently pumped. The report will tell you whether the system was properly installed and if further repairs need to be performed to pass the inspection.

Why Your Lender Cares

Lenders have a vested interest in the condition of your property as it pertains to the appraised value. This is because the property serves as collateral for your loan, and they need to know its value is not lower than the loan amount they are providing you. A malfunctioning septic system greatly reduces a home’s property value, making the inspection a way to hedge their bets.

When you need a reputable septic service to evaluate the condition of your system, contact Green Acres Septic Tank Service. They are available 24 hours a day, seven days a week to help you with jobs of any size. They also offer commercial grease trap pumping and can clear clogged sewer lines. Call (573) 529-6706 to request a quote, and visit them online for more information on their septic services.