Having a good driving record can keep your auto insurance rates reasonable. Part of avoiding accidents involves defensive driving skills like paying extra attention and only focusing on one thing at a time. Wilmoth Insurance Agency has helped the Cookeville, TN, community find the best auto insurance policies since 1939. Here, they share some tips for avoiding accidents and keeping your premium down.

Auto Insurance Company Shares Defensive Driving Tips 

1. Make Adjustments for Weather

Whether it’s raining, snowing, or foggy, account for the weather conditions while driving. Slow down to a speed that still allows you to be in control of the vehicle, and pay extra attention to sharp turns and upcoming intersections. 

2. Focus on One Thing at a Time

Many factors can draw your attention away from the road. Put your phone away as soon as you get in the car, and pre-program your radio so you’re not changing stations while driving. Focus solely on the road when you’re behind the wheel. 

3. Stop on Red & Yield When Possible

Don’t try to quickly speed through a yellow light. Use precaution by slowing down when you see yellow and stopping completely on red. In addition, you should always yield when merging onto a road or highway.

4. Keep Your Car Up to Date

Regular maintenance is key to preventing accidents because it keeps your car safe on the road. Simple tasks like oil changes and checking the headlights can prevent you from breaking down on the road and getting into a wreck. 

5. Anticipate What’s Ahead of You

Always look ahead so you can safely get out of the way if a hazard is present. Check if cars are coming through an intersection, broken-down vehicles are on the shoulder, or unsafe drivers are on the road. This will help you avoid potential accidents. 

Defensive driving tactics go a long way toward keeping you safe on the road, but a quality auto insurance policy provides valuable protection if an accident does occur. To get the best coverage in the Cookeville, TN, area, trust the experienced team at Wilmoth Insurance Agency. With nearly 80 years in business, the insurance agents know how to find an affordable policy that suits your needs. Call the team at (931) 526-6181 to get a quote, or visit them online for more details.