Insurance can be expensive and complicated, so when an opportunity arises to bundle both your home and auto insurance policies, you should take full advantage of it. However, you should first explore your options and compare price quotes for bundling amongst various insurers. In fact, you should do this on an annual basis, as it can help optimize your insurance quotes and save you both time and money in the long run.

3 Reasons Why You Should Consider Bundling

1. Easier Management

Keeping your home and auto insurance policies all under one umbrella means you are reducing the amount of paperwork you have to do, and thus, freeing up more personal time. This will decrease the number of contacts you have to keep at multiple insurance companies.

2. Cost Savings

While insurers may offer different rates depending on several factors, including your driving record, age, credit rating, marital status, and gender, customers can often find significant discounts in a combined deductible. By bundling your home and auto insurances into one package, you could potentially save hundreds of dollars.

3. Spread the Risk

There are fewer chances you will be dropped from a given insurance plan if your resources are spread throughout a bundled option. If, for example, you get into a driving accident and are at risk of losing your car insurance, having a combined deductible from bundling can help mitigate that risk.

The Charles Adams Insurance Agency is based in Ashland, KY, and represents more than 10 insurance companies, which gives them the flexibility to offer you affordable prices and individualized options. Whether you need personal or business insurance, they will customize a plan to suit your needs. Schedule an appointment to bundle your home and auto insurance today by calling (606) 325-9709, or visit them online for more information.