Greenville, Delaware
3711 Kennett Pike, Suite 220
Greenville, DE 19807
(877) 302-7747

3 Ways to Improve Your Credit Score Before Buying a House December 19, 2017

Greenville, Piedmont
3 Ways to Improve Your Credit Score Before Buying a House, Piedmont, Delaware

If you’re planning on buying a house in the foreseeable future, there are a few steps you’ll need to take. In addition to saving up for a down payment, ensure your credit score is high enough to land you a mortgage with a low interest rate. The experienced agents at Mckee Kubasko Group Real Estate in Greenville, DE, have worked with countless home buyers to guide them through every step of the real estate process. Here, their team shares valuable tips to help you improve your credit score.

3 Ways to Improve Your Credit Score Before Buying a House

1. Pay Off Your Balances

buying a houseThe fastest way to improve your score is to pay off the open balances on your credit report. If you have the money available, pay them off in full, otherwise, establish a plan to pay off the debt in installments.

2. Stay Current on Your Bills

Whether it’s your student loans or your phone plan, stay current on all your bills by making payments on time. Even one or two late payments will have a negative impact on your credit score, as creditors typically make a report after the 30-day mark.

3. Open a New Line of Credit

If you don’t have enough credit or a history of poor credit, opening up a new line may improve your score. However, you must pay the monthly bill on time each month—otherwise, you risk hurting your score.

When you’re ready to begin the process of buying a house, turn to the real estate agents at Mckee Kubasko Group Real Estate in Greenville, DE, for help at every stage. Contact the office at (877) 302-7747 to schedule an appointment. You can also visit their website for more information about the agency or to browse their current real estate listings.

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