Freehold, New Jersey
4400 US Hwy 9 S. , Suite 3300
Freehold, NJ 07728

5 Common Reasons Why Fires are Started in Homes December 19, 2017

Freehold, Monmouth County
5 Common Reasons Why Fires are Started in Homes , Freehold, New Jersey

One of the most common causes of homeowners’ insurance claims is due to house fires. In fact, in 2016, there were over 300,000 house fires that resulted in such filings. To help you avoid the damage and stress of these kinds of incidents, the team at NorthEast Insurance Services in Freehold, NJ, explains some of the most common hazards and what you can do to reduce the risk of a blaze in your home.

Keep these five risks in mind, so you never have to file a homeowners’ insurance claim:

  • Improperly Used Space Heaters: Space heaters can spark a fire when left unattended or used inappropriately. Before you crank one up, check that there’s nothing flammable around the unit. While it’s running, avoid plugging anything else into the outlet to prevent current overload and take the time to vacuum stray dust.
  • Clogged Dryer Vents: Even if you regularly clean your lint trap after every load, some will make it into your dryer vent. Over time, the buildup restricts airflow and increases the amount of heat the motor gives off when drying a load. Schedule a vent cleaning at least once a year to reduce your risk of fire.
  • Homeowners InsuranceOverloaded Outlets: Electrical outlets are designed to handle a limited amount of current. Plugging too many appliances in or drawing too much electricity can result in sparks, melted plastic, and burning wiring. Before using one, check that it’s rated to handle the needs of your appliances.
  • Not Replacing Worn Electrical Cords: Electrical cords are covered in a protective plastic coating. If this layer is damaged, chewed, torn, or broken down, the wires inside could cause a spark anytime you use the electronic. If you notice a worn cord, either have it repaired or replace the item.
  • Cooking: Many people cook on a daily basis, and it’s easy to get distracted in the middle of a meal prep. However, leaving a dish unattended on the stove or in the oven is one of the easiest ways to allow a fire to start. If you’re cooking, someone should always check on the food every few minutes.

No one should ever have to deal with a house fire, but having the right homeowners’ insurance to help you recover from the damage quickly makes all the difference. Let the experienced team at NorthEast Insurance Services help you find the right homeowners’ insurance policy for your needs. Learn more about their coverage areas by visiting their website, or by calling 732-972-1771 to speak with a knowledgeable agent today.

Other Announcements, Events and Deals from NorthEast Insurance Services
What Is Manufacturers Insurance & Who Needs It?, Freehold, New Jersey
Starting and running manufacturing facilities and machine shops require significant outlays for buying and renting equipment and space and hiring qualified employees. As a more
Homeowners Insurance Professionals Share 5 Tips for Winter Safety, Freehold, New Jersey
Winter can be a particularly challenging time because the ice, snow, and cold weather lead to numerous issues and homeowners insurance claims. To help you avoid problems this more
How to Choose the Right Health Insurance Plan, Freehold, New Jersey
Since the Affordable Care Act (popularly known as Obamacare) went into effect in 2015, U.S. residents have been required to purchase appropriate health insurance for themselves and more
3 Insights to Know About Umbrella Insurance, Freehold, New Jersey
When it comes to getting insurance coverage, there's a fine line between finding the best policy for your needs while staying within your budget. And, when the unexpected more