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Accidents happen every day on the nation's roads and highways. After ensuring everyone involved is physically okay, the first step is exchanging insurance information. But what happens if the other driver takes off? According to 1st Choice Insurance in Fairfield, OH, the area's premier provider of comprehensive and cheap car insurance, there are a few measures you can take.

If you’re in a hit-and-run scenario, write down every relevant detail you can remember. For instance, record the vehicle's color, make, and model. Even better, try to jot down the license plate number. Police officials can quickly locate the registered owner with this key piece of information. Write down physical features of the driver, too, such as gender and height.

cheap car insuranceAt the accident scene — and only if it's safe to do so — keep an eye out of for traces of evidence, such as damaged vehicle parts or skid marks. Take pictures of your vehicle and the surroundings in case you need them later. Depending on the area, there may be security cameras nearby. Ask the owners of the equipment if you can use the surveillance footage to help identify the culprit.

Witnesses are another option to help track down negligent drivers. Assess who was in the area at the time of the accident and record any details they noticed. Ask them if they would be willing to provide their contact information if you need them in court at a later date. Remember, anything you can do to maintain your cheap car insurance coverage will only help.

Hopefully, you won't ever be involved in a hit-and-run accident. But if you are, call on the experienced team at 1st Choice Insurance for assistance with filing a claim. In addition to providing cheap car insurance from some of the nation's leading carriers, the agency also offers a wide range of coverage for different vehicles. Call (513) 860-0666 today for free, no-obligation price quotes or visit the website to learn about other policy choices.

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