Winter can be a particularly challenging time because the ice, snow, and cold weather lead to numerous issues and homeowners insurance claims. To help you avoid problems this season, NorthEast Insurance Services in Freehold, NJ, offers some helpful tips on how to take preventative measures. By following the suggestions below, you can sidestep a few of the common hassles and the expenses.
5 Ways to Prevent Damages This Season
1. Clean Out Gutters
Keep your rain gutters free of leaves and debris to prevent clogs and freezing. The weight of ice and snow accumulating in stuffed troughs can cause your system to pull away from the house. Moreover, such issues lead to ice dams that hurt your roofing and lead to water damage.
2. Open Cabinet Doors
When temperatures plummet, open the cabinet doors below your kitchen and bathroom sinks to let warm air circulate around the plumbing. This prevents frozen and burst pipes, as is particularly important when they run along an exterior wall.
3. Trim Dead Branches
Dead or dying branches and trees pose a danger to people and property all year round, but especially in winter. The weight of ice and snow contribute to them falling and potentially landing on on your car, a neighbor's roof, or even a passerby.
4. Repair Roof Leaks
The freeze and thaw cycle in winter means your roof is constantly at risk of moisture seepage if it has any damage or leaks. Your best bet is to have a professional repair any issues before the harsher weather sets in for the season.
5. Shovel Walks & Steps
You are responsible for any medical care required if a neighbor, mailman, or a passerby slips, falls, and suffers an injury on your sidewalk, driveway, or steps. To avoid a homeowners insurance claim, keep all walkways and steps shoveled and salted.
As cautious as you may be, accidents happen. Protect yourself against a worst-case scenario with a comprehensive homeowners insurance policy. The team at NorthEast Insurance Services will help you design a plan that offers the best protection for your home and family. Check out their website to learn more about their products, or call (732) 972-1771 to speak with an experienced and knowledgeable agent today.