Most people don’t think of drinking and driving as an insurance issue, but the experts at First Choice Insurance in Fairfield, OH know better. Every day they see people whose lives have been affected by drunk driving, and as a family-owned local business, they’d like to caution their neighbors and friends against drinking and driving.

Everyone knows that drunk driving is dangerous, but here are three major risks of drunk driving that you’ve probably never even considered:

• It can be very expensive. If you get pulled over for driving under the influence, several outcomes are possible, but they all cost money. Most people who are charged with a DUI face many fines. If you get a DUI, you also have to appear in court, which is not only embarrassing but also means missing work and paying expensive legal fees. Plus, you’ll end up paying more for auto insurance premiums in the future because people who have had DUIs are seen as unreliable and risky to insurance agencies.
• It can cause you problems at work. If your driver’s license is revoked, you can say goodbye to driving to work. Your choices will be hitching a ride with someone, which means telling people what happened, or trying to find a way to take public transportation. Your employer also might find out about your DUI, possibly jeopardizing your career advancement.
• You will have to apply for an SR-22 insurance form. Anyone who has had their license revoked, as often happens in drunk driving cases, will have to complete SR-22 forms. SR-22 forms help you reinstate your license after your driving suspension is lifted. After losing your license, don't expect to reinstate your old insurance policy; you have to go through a very specific process with an agency that’s qualified to help you with SR-22 forms.

Drunk driving is never a good idea, but if you find yourself in a situation where your license has been revoked, you aren't alone. If you need bond insurance, SR-22 insurance, or cheap car insurance, don’t hesitate to call First Choice Insurance at (513) 860-0666.